Personal loans in Pottsville, AR
The roughly 3,285 people who live in Pottsville borrow under Arkansas rules; city hall sets no personal-loan rate. Roughly 3,285 residents live in Pottsville, the 96th-largest community in Arkansas. Pull your credit reports and line up at least three offers before you apply from Pottsville. From the 2020 Census base to the 2023 estimate, the population rose by about 4.6%. State law, not city hall, decides what a lender may do to Pottsville's roughly 3,285 residents, and a state regulator supervises it. For a bigger market, look to Russellville, AR about 5 miles away.
What the Census records for Pottsville
What follows is Pottsville's place in the Census record, alongside the Arkansas rules that govern a personal loan made here.
- Population: 3,285 people, a figure that places Pottsville 96th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 4.6%.
- Absolute change: 144 residents added between 2020 and 2023.
- Size percentile: with 3,285 residents, Pottsville is larger than about 81% of Arkansas's Census places.
- Population density: about 243 people per square mile (Census land area 13.5 sq mi).
- Land area rank: Pottsville's 13.5 square miles rank 38th of 500 places in Arkansas.
- Water area rank: Pottsville ranks 134th among Arkansas's 500 places, with 0.02 sq mi.
- Share of state population: Pottsville's 3,285 residents are about 0.2% of Arkansas.
- National rank: Pottsville sits 5,995th by population among the 19,457 places in this dataset.
- Growth rank: Pottsville's 2020-to-2023 change ranks 53rd of 500 places in Arkansas.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Pottsville's 4.6%.
- Density in Arkansas: Pottsville ranks 343rd by people per square mile.
- Against the state median: Pottsville runs about 243 residents per square mile, where the Arkansas median is 386.
- Location: latitude 35.2306, longitude -93.0608 (Census Gazetteer).
- Nearest larger cities: Russellville (5 mi); Dardanelle (6 mi); Morrilton (19 mi); Clarksville (28 mi); Conway (35 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Atkins (6 mi); Dover (11 mi); London (12 mi).
- Smaller neighbours: 46 places smaller than Pottsville sit within 50 miles.
- Larger places within 100 miles: 66.
How Pottsville compares across Arkansas
Within Arkansas, Pottsville holds roughly 0.2% of all residents, the 96th-largest share among 500 places. On the 2020-to-2023 trend, Pottsville stands 53rd among Arkansas's 500 places — roughly the 89th percentile. At about 243 people per square mile, Pottsville is the 343rd most densely settled place in Arkansas. Between 2020 and 2023 the count changed by roughly 144 residents.
How personal loans work in Pottsville
In Pottsville, a small community of about 3,285, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Pottsville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Pottsville loan is knowable in advance — unlike a revolving card balance.
A pre-application checklist for Pottsville
Complete these steps first when you borrow in Pottsville (3,285 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Arkansas regulator's licence records before you sign.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
None of these steps is Pottsville-specific: the same Arkansas licensing and disclosure rules reach all 3,285 residents.
Which Arkansas laws govern a loan in Pottsville
Arkansas has no separate rate rule for Pottsville; the sourced rows below are what reach every lender that serves its 3,285 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
Pottsville on the map
The Census Gazetteer records 13.5 square miles of land and 0.02 square miles of water within Pottsville. Spread across it are roughly 243 residents per square mile. For the state's biggest city, Little Rock, the distance is roughly 53 miles. Pottsville has 11 larger places within a 50-mile radius. The 100-mile radius contains 66 larger places.
Common questions
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What loan size can I expect in Pottsville?
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Nearby places
- Russellville, AR — population 29,338
- Dardanelle, AR — population 4,504
- Atkins, AR — population 2,884
- Dover, AR — population 1,351
- Casa, AR — population 127
- London, AR — population 1,036
- Hector, AR — population 419
- Adona, AR — population 147