Personal loans in Dardanelle, AR
Two households in Dardanelle with comparable incomes can still be offered different rates; the city's 4,504 residents are not the reason. Dardanelle is one of 500 Census places in Arkansas; its 4,504 residents put it at 74th.
The trend for Dardanelle between 2020 and 2023 is downward by roughly 0.2%. Lenders active in Dardanelle report to a Arkansas supervisor, identified in the sourced rows below. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Dardanelle loan. The nearest larger city is Russellville, AR about 4 miles away.
What the Census records for Dardanelle
Two layers matter for a Dardanelle borrower: the local population picture and Arkansas's consumer-lending statutes.
- Population: an estimated 4,504 residents, 74th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 0.2% across the 2020-to-2023 comparison.
- People gained or lost: about 9 fewer since the 2020 base.
- Size percentile: Dardanelle's 4,504 people outrank roughly 85% of the places in Arkansas.
- Density: roughly 1,236 residents per square mile, spread over 3.6 sq mi of land.
- Land area rank: Dardanelle's 3.6 square miles rank 158th of 500 places in Arkansas.
- Share of Arkansas: Dardanelle holds about 0.2% of the state's population, some 4,504 people.
- National standing: Dardanelle ranks 5,138th of 19,457 US places.
- Growth rank: Dardanelle's 2020-to-2023 change ranks 245th of 500 places in Arkansas.
- Versus Arkansas: the state average change is +0.3%, while Dardanelle moved 0.2%.
- Density rank: Dardanelle is the 34th most densely settled place in Arkansas.
- Against the state median: Dardanelle runs about 1,236 residents per square mile, where the Arkansas median is 386.
- Location: 35.2263, -93.1659 (Census Gazetteer coordinates).
- Nearest larger cities: Russellville (4 mi); Clarksville (24 mi); Morrilton (25 mi); Conway (41 mi); Greenbrier (44 mi). Larger metros often have more branches, but online lenders reach Dardanelle on the same terms.
- Smaller communities within reach: Pottsville (6 mi); London (8 mi); Dover (12 mi).
- Smaller places within 50 miles: 47 of them.
- Larger places within 100 miles: 49.
What is available to Dardanelle borrowers
Dardanelle is a moderately settled community of about 4,504 people, with 5 larger places inside a 50-mile radius. Distance to a branch rarely matters for Dardanelle's 4,504 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Russellville, AR about 4 miles away.
Which Arkansas laws govern a loan in Dardanelle
The rows below set out what a licensed lender must follow in Arkansas, and so for Dardanelle's roughly 4,504 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Dardanelle on the map
The Census Gazetteer records about 3.6 square miles of land within Dardanelle, with no significant water area listed. With 4,504 residents, the land area yields roughly 1,236 people per square mile. Little Rock, the largest place in Arkansas, is about 57 miles from Dardanelle. Counting outward 50 miles, 5 larger communities surround Dardanelle. Within the same 50 miles lie 47 smaller Census places.
Inside a Dardanelle personal loan
With roughly 4,504 residents, Dardanelle is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Dardanelle can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Dardanelle loan is knowable in advance — unlike a revolving card balance.
Dardanelle against the rest of Arkansas
Within Arkansas, Dardanelle holds roughly 0.2% of all residents, the 74th-largest share among 500 places. On the 2020-to-2023 trend, Dardanelle stands 245th among Arkansas's 500 places — roughly the 51th percentile. Its roughly 1,236 residents per square mile place it 34th among Arkansas's places. Within 50 miles sit 47 smaller Census places, alongside the 5 that are larger.
Common questions
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Nearby places
- Russellville, AR — population 29,338
- Pottsville, AR — population 3,285
- London, AR — population 1,036
- Dover, AR — population 1,351
- Ola, AR — population 920
- Atkins, AR — population 2,884
- Casa, AR — population 127
- Knoxville, AR — population 662