Personal loans in Lamar, AR

An estimated 1,755 people make their home in Lamar, a figure that ranks 147th in Arkansas. The closest larger place is Clarksville, AR about 5 miles away. To lend to Lamar's 1,755 residents, a company must hold a Arkansas licence, and each sourced row below names the regulator behind it. Read the disclosure for an origination fee and any prepayment penalty before signing in Lamar.

Lamar: the sourced local profile

Set out below is Lamar's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 1,755 residents in Lamar (Vintage 2023 subcounty estimate), the 147th-largest figure among Arkansas's 500 places.
• Population trend: Roughly 2.2% more residents than the 2020 Census counted.
• People gained or lost: about 38 more since the 2020 base.
• Size percentile: about 71% of Arkansas communities are smaller than Lamar (1,755 residents).
• Density: the Census land area of 4.6 sq mi holds about 380 people per square mile.
• Land area: Lamar covers 4.6 square miles, the 133rd-largest area among Arkansas's 500 places.
• Water: Lamar holds about 0.03 square miles, the 125th-largest water area in Arkansas.
• State share: roughly 0.1% of Arkansas's residents live in Lamar (1,755 people).
• National rank: Lamar is 8,110th of 19,457 places nationwide.
• Growth rank: Lamar ranks 122nd among Arkansas's 500 places for the 2020-to-2023 change.
• Versus Arkansas: the state average change is +0.3%, while Lamar moved 2.2%.
• Density in Arkansas: Lamar ranks 255th by people per square mile.
• Density vs Arkansas: Lamar's 380 people per square mile compare with a state median of 386.
• Location: the Census Gazetteer records it at 35.4444, -93.3947.
• Nearest larger cities: Clarksville (5 mi); Russellville (19 mi); Dardanelle (20 mi); Paris (22 mi); Pottsville (24 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Knoxville (5 mi); Morrison Bluff (8 mi); Scranton (10 mi).
• Smaller places within 50 miles: 39 of them.
• At 100 miles: 101 larger Census places fall inside that radius.

Steps to take before a Lamar loan

For Lamar's roughly 1,755 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Arkansas licence with the regulator listed on this page.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

What differs between Lamar and the rest of Arkansas is not the process but the borrower's own file, among the 1,755 people here.

Arkansas rules behind a Lamar personal loan

Every row below records a Arkansas rule, its publisher and its retrieval date — the same rules a Lamar lender must follow.

Lamar's place among Arkansas's 500 places

Lamar is the 147th-largest of 500 Census places in Arkansas and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 122nd of 500 Arkansas places, putting it near the 76th percentile for growth. Its roughly 380 residents per square mile place it 255th among Arkansas's places. Between 2020 and 2023 the count changed by roughly 38 residents.

How personal loans work in Lamar

With roughly 1,755 residents, Lamar is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Lamar's rank of 147th in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Lamar loan but raises total interest, so the smallest payment is not the cheapest loan.

Lender access in Lamar

Lamar is a lightly settled community of about 1,755 people, with 14 larger places inside a 50-mile radius. What is available to Lamar's 1,755 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Clarksville, AR about 5 miles away.