Personal loans in Clarksville, AR

The trend for Clarksville between 2020 and 2023 is upward by roughly 2.5%. State law, not city hall, decides what a lender may do to Clarksville's roughly 9,600 residents, and a state regulator supervises it. Begin with the payment, then weigh APR and total interest across the lenders that reach Clarksville's 9,600 residents. Borrowers who want a bigger city can look to Russellville, AR about 23 miles away.

Clarksville: population, trend and location

Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.

• Population: an estimated 9,600 residents, 41st of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 2.5% across the 2020-to-2023 comparison.
• Absolute change: 235 residents added between 2020 and 2023.
• Size percentile: with 9,600 residents, Clarksville is larger than about 92% of Arkansas's Census places.
• Density: the Census land area of 18.2 sq mi holds about 527 people per square mile.
• Land area: Clarksville covers 18.2 square miles, the 27th-largest area among Arkansas's 500 places.
• Water area: Clarksville has 0.62 square miles of water, ranking 11th of 500 places in Arkansas.
• Share of state population: Clarksville's 9,600 residents are about 0.5% of Arkansas.
• National rank: Clarksville is the 3,242nd most populous of the 19,457 Census places covered here.
• Growth rank: Clarksville's 2020-to-2023 change ranks 110th of 500 places in Arkansas.
• Against the state trend: Clarksville's 2.5% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: Clarksville places 177th among Arkansas's places by people per square mile.
• Density vs Arkansas: Clarksville's 527 people per square mile compare with a state median of 386.
• Location: 35.4539 / -93.4816, per the US Census Bureau Gazetteer.
• Nearest larger cities: Russellville (23 mi); Greenwood (46 mi); Van Buren (49 mi); Fort Smith (51 mi); Fayetteville (57 mi). Living near a larger metro rarely changes what is available in Clarksville.
• Smaller communities within reach: Lamar (5 mi); Morrison Bluff (5 mi); Scranton (7 mi).
• Smaller neighbours: 52 places smaller than Clarksville sit within 50 miles.
• At 100 miles: 30 larger Census places fall inside that radius.

A pre-application checklist for Clarksville

Before you apply in Clarksville, a community of about 9,600, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Clarksville-specific: the same Arkansas licensing and disclosure rules reach all 9,600 residents.

Clarksville: area, density and distance

Inside Clarksville's boundaries lie roughly 18.2 square miles of land and 0.62 square miles of water. With 9,600 residents, the land area yields roughly 527 people per square mile. The largest place in Arkansas, Little Rock, lies about 81 miles away. A 50-mile radius around Clarksville takes in 3 places that are larger. Within the same 50 miles lie 52 smaller Census places.

Arkansas rules behind a Clarksville personal loan

The rows below set out what a licensed lender must follow in Arkansas, and so for Clarksville's roughly 9,600 residents.

How a Clarksville personal loan is priced

Clarksville is a small town of about 9,600 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Clarksville loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Clarksville decides the split between a comfortable payment and the total interest you pay.

Clarksville against the rest of Arkansas

Within Arkansas, Clarksville holds roughly 0.5% of all residents, the 41st-largest share among 500 places. Its 2020-to-2023 change ranks 110th of 500 Arkansas places, putting it near the 78th percentile for growth. At about 527 people per square mile, Clarksville is the 177th most densely settled place in Arkansas. In land area, Clarksville ranks 27th among Arkansas's 500 places.