Personal loans in Collierville, TN
Personal loans in Collierville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 51,317 population.
For the 51,317 people in Collierville, Tennessee runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Collierville ranks 14th of 344 places in Tennessee, with a population near 51,317. Work out your debt-to-income ratio first; lenders weigh it heavily, and Collierville's 51,317 residents are no exception. Collierville's population was effectively unchanged from the 2020 count to the 2023 estimate. For a bigger market, look to Bartlett, TN about 15 miles away.
Local context for Collierville
What follows is Collierville's place in the Census record, alongside the Tennessee rules that govern a personal loan made here.
- Population: 51,317 residents; Collierville is the 14th-largest of 344 places in Tennessee (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is under a tenth of a percent.
- Size percentile: roughly 96% of Tennessee's places have fewer residents than Collierville's 51,317.
- Population density: 1,398 people per square mile on 36.7 square miles of land.
- Land area rank: Collierville's 36.7 square miles rank 15th of 344 places in Tennessee.
- Water: Collierville holds about 0.08 square miles, the 60th-largest water area in Tennessee.
- Within Tennessee: about 1.4% of the state's population lives in Collierville.
- National rank: Collierville is the 772nd most populous of the 19,457 Census places covered here.
- Growth in Tennessee: Collierville stands 256th by percentage change from 2020 to 2023, among 344 places.
- Against the state trend: Collierville's 0.0% change compares with a Tennessee average of +2.4% across its 344 places.
- Density rank: Collierville places 30th among Tennessee's places by people per square mile.
- Density in context: Collierville's 1,398 people per square mile sit against a Tennessee median of 553.
- Location: 35.0489, -89.6971 (Census Gazetteer coordinates).
- Nearest larger cities: Bartlett (15 mi); Memphis (16 mi); Southaven (17 mi); Jackson (64 mi); Jonesboro (77 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Piperton (5 mi); Germantown (5 mi); Rossville (8 mi).
- Within a 50-mile radius: 78 smaller Census places.
- Larger places within 100 miles: 5.
Collierville: area, density and distance
Collierville covers about 36.7 square miles of land, with 0.08 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,398 residents per square mile. Memphis, the largest place in Tennessee, is about 16 miles from Collierville. Counting outward 50 miles, 3 larger communities surround Collierville. Within the same 50 miles lie 78 smaller Census places.
Collierville's place among Tennessee's 344 places
Among Tennessee's 344 places, Collierville sits at 14th for population, a share of roughly 1.4% of the state. For population change between 2020 and 2023, Collierville ranks 256th of 344 in Tennessee (about the 26th percentile). Its roughly 1,398 residents per square mile place it 30th among Tennessee's places. In land area, Collierville ranks 15th among Tennessee's 344 places.
How Tennessee law applies in Collierville
Read the table as a lender's compliance picture for Collierville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
What is available to Collierville borrowers
Collierville is moderately settled, with about 1,398 people per square mile and 3 larger places within 50 miles. What is available to Collierville's 51,317 borrowers is set by Tennessee licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Bartlett, TN about 15 miles away.
The Collierville borrowing checklist
Complete these steps first when you borrow in Collierville (51,317 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Tennessee regulator's licence list.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
In Collierville as elsewhere in Tennessee, the written terms — not the advertisement — are what count for its 51,317 residents.
Common questions
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Nearby places
- Piperton, TN — population 2,689
- Germantown, TN — population 40,267
- Rossville, TN — population 1,166
- Olive Branch, MS — population 47,029
- Byhalia, MS — population 1,357
- Arlington, TN — population 15,305
- Lakeland, TN — population 14,147
- Bartlett, TN — population 56,030