Personal loans in Olive Branch, MS
Population in Olive Branch climbed about 1.3% over the three years from 2020 to 2023. Olive Branch is home to roughly 47,029 people and stands 6th by size out of 299 Census places in Mississippi.
If you are weighing a personal loan in Olive Branch, start from the payment you can carry; its 47,029 residents face the same statewide rules. For a community of about 47,029, the practical step is to compare APR across at least three lenders before committing. Consumer lending that reaches Olive Branch's 47,029 residents is governed by Mississippi statute; no city ordinance changes it. For a bigger market, look to Southaven, MS about 8 miles away.
Borrowing in Olive Branch: the local picture
What follows is Olive Branch's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.
- Population: 47,029 people, a figure that places Olive Branch 6th among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 1.3% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 610 residents.
- Size percentile: with 47,029 residents, Olive Branch is larger than about 98% of Mississippi's Census places.
- Density: the Census land area of 55.8 sq mi holds about 843 people per square mile.
- Land area: Olive Branch covers 55.8 square miles, the 3rd-largest area among Mississippi's 299 places.
- Water area rank: Olive Branch ranks 37th among Mississippi's 299 places, with 0.21 sq mi.
- State population share: Olive Branch accounts for about 3.2% of everyone in Mississippi.
- National rank: Olive Branch sits 849th by population among the 19,457 places in this dataset.
- Growth rank: Olive Branch's 2020-to-2023 change ranks 36th of 299 places in Mississippi.
- Versus Mississippi: the state average change is -2.3%, while Olive Branch moved 1.3%.
- Density rank: Olive Branch places 62nd among Mississippi's places by people per square mile.
- Density vs Mississippi: Olive Branch's 843 people per square mile compare with a state median of 434.
- Location: it lies at 34.9558, -89.8412 in the Census Gazetteer.
- Nearest larger cities: Southaven (8 mi); Collierville (10 mi); Memphis (13 mi); Bartlett (19 mi); Jackson (74 mi). Larger metros often have more branches, but online lenders reach Olive Branch on the same terms.
- Smaller places nearby: Germantown (9 mi); Byhalia (10 mi); Hernando (11 mi).
- Smaller places within 50 miles: 72 of them.
- Larger places within 100 miles: 6.
Olive Branch: area, density and distance
Olive Branch covers about 55.8 square miles of land, with 0.21 square miles of water inside its boundaries (Census Gazetteer). With 47,029 residents, the land area yields roughly 843 people per square mile. Jackson, the largest place in Mississippi, is about 184 miles from Olive Branch. Within 50 miles of Olive Branch there are 4 larger Census places. Within the same 50 miles lie 72 smaller Census places.
What a Olive Branch borrower is actually offered
Most loans made to Olive Branch's 47,029 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Olive Branch can be quoted different APRs on the same amount and term. Shortening the term on a Olive Branch loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Mississippi consumer-lending rules applied in Olive Branch
Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Olive Branch lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
Where Olive Branch sits in Mississippi
Olive Branch is the 6th-largest of 299 Census places in Mississippi and contains about 3.2% of the state's people. On the 2020-to-2023 trend, Olive Branch stands 36th among Mississippi's 299 places — roughly the 88th percentile. By density, at about 843 people per square mile, it ranks 62nd in Mississippi. Between 2020 and 2023 the count changed by roughly 610 residents.
Getting a loan in Olive Branch
Olive Branch is a moderately settled community of about 47,029 people, with 4 larger places inside a 50-mile radius. A Mississippi licence lets a lender serve Olive Branch without a local office, so branch density does not change what its 47,029 residents are offered. For a larger market, the closest option is Southaven, MS about 8 miles away.
Common questions
What are my options in Olive Branch if my credit is poor?
What loan size can I expect in Olive Branch?
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Does comparing loans in Olive Branch cost me credit score points?
Nearby places
- Southaven, MS — population 56,851
- Germantown, TN — population 40,267
- Collierville, TN — population 51,317
- Byhalia, MS — population 1,357
- Hernando, MS — population 18,239
- Memphis, TN — population 618,639
- Horn Lake, MS — population 26,468
- Piperton, TN — population 2,689