Personal loans in Horn Lake, MS

From the 2020 Census base to the 2023 estimate, the population declined by about 1.0%. Decide the purpose of the loan and your repayment plan before sharing any details with a Horn Lake lender. Borrowers who want a bigger city can look to Southaven, MS about 4 miles away. For the 26,468 people in Horn Lake, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

The Horn Lake data picture

Horn Lake is a smaller city; the notes below cover its population profile and the statewide rules that apply.

• Population: about 26,468 people live here, which puts Horn Lake 14th of 299 Census places in Mississippi (Vintage 2023).
• Population trend: A loss of roughly 1.0% between 2020 and 2023.
• Net change: roughly 268 fewer people than the 2020 Census counted.
• Size percentile: roughly 95% of Mississippi places rank below Horn Lake.
• Population density: about 1,652 people per square mile across 16.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Horn Lake ranks 37th among Mississippi's 299 places, at 16.0 sq mi.
• Water: Horn Lake holds about 0.29 square miles, the 31st-largest water area in Mississippi.
• Share of Mississippi: Horn Lake holds about 1.8% of the state's population, some 26,468 people.
• National rank: Horn Lake is the 1,473rd most populous of the 19,457 Census places covered here.
• Growth rank: Horn Lake's 2020-to-2023 change ranks 83rd of 299 places in Mississippi.
• Against the state trend: Horn Lake's 1.0% change compares with a Mississippi average of -2.3% across its 299 places.
• Density in Mississippi: Horn Lake ranks 5th by people per square mile.
• Density in context: Horn Lake's 1,652 people per square mile sit against a Mississippi median of 434.
• Location: 34.9521, -90.0492 (Census Gazetteer coordinates).
• Nearest larger cities: Southaven (4 mi); Memphis (12 mi); Olive Branch (12 mi); Germantown (18 mi); Collierville (21 mi). Online lenders reach Horn Lake no matter how far the nearest branch is.
• Nearest smaller towns: Walls (7 mi); Hernando (8 mi); Horseshoe Lake (15 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 80 smaller Census places.
• Larger places within 100 miles: 11.

What a Horn Lake borrower is actually offered

A Horn Lake personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 26,468 residents. Because pricing is borrower-level, two people in Horn Lake can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Horn Lake loan but raises total interest, so the smallest payment is not the cheapest loan.

Before you apply in Horn Lake

Before you apply in Horn Lake, a community of about 26,468, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Mississippi licence with the regulator listed on this page.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Horn Lake as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 26,468 residents.

Horn Lake's place among Mississippi's 299 places

Horn Lake is the 14th-largest of 299 Census places in Mississippi and contains about 1.8% of the state's people. On the 2020-to-2023 trend, Horn Lake stands 83rd among Mississippi's 299 places — roughly the 72th percentile. At about 1,652 people per square mile, Horn Lake is the 5th most densely settled place in Mississippi. Between 2020 and 2023 the count changed by roughly 268 residents.

What Mississippi law requires in Horn Lake

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Horn Lake lender must follow.

Getting a loan in Horn Lake

Horn Lake is moderately settled, with about 1,652 people per square mile and 6 larger places within 50 miles. Distance to a branch rarely matters for Horn Lake's 26,468 residents: the application is online and the price follows your credit file. The nearest larger city, Southaven, MS about 4 miles away.