Personal loans in Horseshoe Lake, AR

To lend to Horseshoe Lake's 255 residents, a company must hold a Arkansas licence, and each sourced row below names the regulator behind it. Horseshoe Lake is home to roughly 255 people and stands 345th by size out of 500 Census places in Arkansas. For a community of about 255, the practical step is to compare APR across at least three lenders before committing. Horseshoe Lake shed about 3.0% of its population between the 2020 base and the 2023 estimate. The nearest larger metro is Walls, MS about 8 miles away.

The Horseshoe Lake data picture

The figures below are Horseshoe Lake's own — Census population, land area and coordinates — followed by the Arkansas rules.

• Population: about 255 people live here, which puts Horseshoe Lake 345th of 500 Census places in Arkansas (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 3.0%.
• Change in people: the 2020-to-2023 comparison is a loss of about 8 residents.
• Size percentile: about 31% of Arkansas communities are smaller than Horseshoe Lake (255 residents).
• Population density: about 1,667 people per square mile (Census land area 0.2 sq mi).
• Land area: Horseshoe Lake covers 0.2 square miles, the 490th-largest area among Arkansas's 500 places.
• Share of Arkansas: Horseshoe Lake holds about 0.0% of the state's population, some 255 people.
• National rank: Horseshoe Lake sits 15,693rd by population among the 19,457 places in this dataset.
• Growth rank: Horseshoe Lake ranks 374th among Arkansas's 500 places for the 2020-to-2023 change.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Horseshoe Lake's 3.0%.
• Density in Arkansas: Horseshoe Lake ranks 13th by people per square mile.
• Density in context: Horseshoe Lake's 1,667 people per square mile sit against a Arkansas median of 386.
• Location: coordinates 34.9138, -90.3077 (US Census Bureau Gazetteer).
• Nearest larger cities: Walls (8 mi); Hughes (10 mi); Horn Lake (15 mi); Tunica (16 mi); West Memphis (17 mi). Larger metros often have more branches, but online lenders reach Horseshoe Lake on the same terms.
• Smaller places close by: Anthonyville (9 mi); Edmondson (13 mi); Jennette (18 mi).
• Smaller neighbours: 21 places smaller than Horseshoe Lake sit within 50 miles.
• Larger places within 100 miles: 235.

How lenders reach Horseshoe Lake

Horseshoe Lake is a moderately settled community of about 255 people, with 59 larger places inside a 50-mile radius. What is available to Horseshoe Lake's 255 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Walls, MS about 8 miles away.

What Arkansas law requires in Horseshoe Lake

Below are the Arkansas rules that apply to a loan made in Horseshoe Lake, each with the regulator that issued it.

Horseshoe Lake: area, density and distance

The Census Gazetteer records about 0.2 square miles of land within Horseshoe Lake, with no significant water area listed. With 255 residents, the land area yields roughly 1,667 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 117 miles. Horseshoe Lake has 59 larger places within a 50-mile radius. Within the same 50 miles lie 21 smaller Census places.

Before you apply in Horseshoe Lake

A sensible order of operations for a loan in Horseshoe Lake, home to about 255 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Arkansas regulator's licence records before you sign.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Horseshoe Lake as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 255 residents.

Horseshoe Lake in state context

Against Arkansas's other places, Horseshoe Lake accounts for about 0.0% of the state's population and ranks 345th of 500 by size. For population change between 2020 and 2023, Horseshoe Lake ranks 374th of 500 in Arkansas (about the 25th percentile). At about 1,667 people per square mile, Horseshoe Lake is the 13th most densely settled place in Arkansas. In land area, Horseshoe Lake ranks 490th among Arkansas's 500 places.