Personal loans in Edmondson, AR

For a borrower among the roughly 239 residents of Edmondson, a personal loan is a tool whose cost turns on the terms, not the address. A lender that serves Edmondson operates under Arkansas lending statutes and a Arkansas supervisor. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Edmondson loan. The next larger city is West Memphis, AR about 7 miles away.

Edmondson by the numbers

Set out below is Edmondson's local context next to the state-level rules that reach every lender here.

• Population: an estimated 239 residents, 353rd of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 2.4% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: roughly 29% of Arkansas's places have fewer residents than Edmondson's 239.
• Density: the Census land area of 3.0 sq mi holds about 80 people per square mile.
• Land area: Edmondson covers 3.0 square miles, the 193rd-largest area among Arkansas's 500 places.
• State share: roughly 0.0% of Arkansas's residents live in Edmondson (239 people).
• National rank: Edmondson sits 15,905th by population among the 19,457 places in this dataset.
• Growth rank: Edmondson ranks 348th among Arkansas's 500 places for the 2020-to-2023 change.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Edmondson's 2.4%.
• Density in Arkansas: Edmondson ranks 471st by people per square mile.
• Density in context: Edmondson's 80 people per square mile sit against a Arkansas median of 386.
• Location: 35.1050 / -90.3055, per the US Census Bureau Gazetteer.
• Nearest larger cities: West Memphis (7 mi); Crawfordsville (8 mi); Marion (9 mi); Horseshoe Lake (13 mi); Clarkedale (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Anthonyville (5 mi); Jennette (7 mi); Sunset (10 mi).
• Within a 50-mile radius: 22 smaller Census places.
• At 100 miles: 249 larger Census places fall inside that radius.

What is available to Edmondson borrowers

Edmondson is a sparsely settled community of about 239 people, with 66 larger places inside a 50-mile radius. Distance to a branch rarely matters for Edmondson's 239 residents: the application is online and the price follows your credit file. For a larger market, the closest option is West Memphis, AR about 7 miles away.

How a Edmondson personal loan is priced

With roughly 239 residents, Edmondson is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Edmondson lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Edmondson loan is knowable in advance — unlike a revolving card balance.

A pre-application checklist for Edmondson

Before you hand your details to a lender in Edmondson, where the population is near 239:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Be clear on what the loan is for and how it gets repaid.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

What differs between Edmondson and the rest of Arkansas is not the process but the borrower's own file, among the 239 people here.

Edmondson on the map

The Census Gazetteer records about 3.0 square miles of land within Edmondson, with no significant water area listed. With 239 residents, the land area yields roughly 80 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 119 miles. Counting outward 50 miles, 66 larger communities surround Edmondson. The 100-mile radius contains 249 larger places.

Arkansas rules behind a Edmondson personal loan

Every row below records a Arkansas rule, its publisher and its retrieval date — the same rules a Edmondson lender must follow.