Personal loans in Lakeland, TN

For a community of about 14,147, the practical step is to compare APR across at least three lenders before committing. Lakeland added about 1.6% to its population between the 2020 base and the 2023 estimate. State law, not city hall, decides what a lender may do to Lakeland's roughly 14,147 residents, and a state regulator supervises it. The nearest larger city is Arlington, TN about 4 miles away.

Local context for Lakeland

Set out below is Lakeland's local context next to the state-level rules that reach every lender here.

• Population: about 14,147 people live here, which puts Lakeland 43rd of 344 Census places in Tennessee (Vintage 2023).
• Population trend: Up about 1.6% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 222 more since the 2020 base.
• Size percentile: about 88% of Tennessee communities are smaller than Lakeland (14,147 residents).
• Density: the Census land area of 23.5 sq mi holds about 602 people per square mile.
• By land area: Lakeland ranks 33rd among Tennessee's 344 places, at 23.5 sq mi.
• Water: Lakeland holds about 0.42 square miles, the 23rd-largest water area in Tennessee.
• Share of state population: Lakeland's 14,147 residents are about 0.4% of Tennessee.
• National rank: Lakeland sits 2,457th by population among the 19,457 places in this dataset.
• Growth rank: Lakeland's 2020-to-2023 change ranks 170th of 344 places in Tennessee.
• State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Lakeland's 1.6%.
• Density rank: Lakeland is the 156th most densely settled place in Tennessee.
• Density vs Tennessee: Lakeland's 602 people per square mile compare with a state median of 553.
• Location: 35.2628 / -89.7250, per the US Census Bureau Gazetteer.
• Nearest larger cities: Arlington (4 mi); Bartlett (6 mi); Germantown (13 mi); Collierville (15 mi); Memphis (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Gallaway (8 mi); Oakland (11 mi); Millington (11 mi).
• Smaller places within 50 miles: 75 of them.
• Within 100 miles: 17 places are larger than Lakeland.

Inside a Lakeland personal loan

With roughly 14,147 residents, Lakeland is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lakeland. Shortening the term on a Lakeland loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Lakeland

The Census Gazetteer records 23.5 square miles of land and 0.42 square miles of water within Lakeland. Spread across it are roughly 602 residents per square mile. For the state's biggest city, Memphis, the distance is roughly 17 miles. Within 50 miles of Lakeland there are 10 larger Census places. The 100-mile radius contains 17 larger places.

How Tennessee law applies in Lakeland

The rows below set out what a licensed lender must follow in Tennessee, and so for Lakeland's roughly 14,147 residents.

Lender access in Lakeland

At roughly 602 people per square mile, Lakeland is moderately settled; 10 larger places lie within 50 miles. Lenders licensed in Tennessee reach Lakeland's 14,147 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Arlington, TN about 4 miles away.

Lakeland against the rest of Tennessee

Within Tennessee, Lakeland holds roughly 0.4% of all residents, the 43rd-largest share among 344 places. For population change between 2020 and 2023, Lakeland ranks 170th of 344 in Tennessee (about the 51th percentile). At about 602 people per square mile, Lakeland is the 156th most densely settled place in Tennessee. The population moved by about 222 people between 2020 and 2023, a 1.6% shift.