Personal loans in Rossville, TN
Rossville is home to roughly 1,166 people and stands 224th by size out of 344 Census places in Tennessee.
Two households in Rossville with comparable incomes can still be offered different rates; the city's 1,166 residents are not the reason. A 2020-to-2023 comparison shows Rossville up by about 12.0%. Read the disclosure for an origination fee and any prepayment penalty before signing in Rossville. Every figure below is Tennessee's own, applied to Rossville's 1,166 residents, with the publisher and retrieval date attached. Borrowers who want a bigger city can look to Piperton, TN about 3 miles away.
Rossville: the sourced local profile
Read the local figures below as context; read the sourced Tennessee table as the rulebook a lender here must follow.
- Population: 1,166 residents; Rossville is the 224th-largest of 344 places in Tennessee (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 12.0% from 2020 to 2023.
- Absolute change: 125 residents added between 2020 and 2023.
- Size percentile: about 35% of Tennessee's Census places are smaller than Rossville.
- Population density: 182 people per square mile on 6.4 square miles of land.
- Land area: Rossville covers 6.4 square miles, the 134th-largest area among Tennessee's 344 places.
- Water: Rossville holds about 0.06 square miles, the 62nd-largest water area in Tennessee.
- State population share: Rossville accounts for about 0.0% of everyone in Tennessee.
- National standing: Rossville ranks 9,664th of 19,457 US places.
- Growth in Tennessee: Rossville stands 16th by percentage change from 2020 to 2023, among 344 places.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Rossville's 12.0%.
- Density in Tennessee: Rossville ranks 304th by people per square mile.
- Against the state median: Rossville runs about 182 residents per square mile, where the Tennessee median is 553.
- Location: 35.0309 / -89.5620, per the US Census Bureau Gazetteer.
- Nearest larger cities: Piperton (3 mi); Collierville (8 mi); Germantown (13 mi); Byhalia (13 mi); Oakland (14 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Moscow (10 mi); Williston (14 mi); La Grange (18 mi).
- Smaller neighbours: 44 places smaller than Rossville sit within 50 miles.
- At 100 miles: 122 larger Census places fall inside that radius.
Rossville against the rest of Tennessee
Rossville is the 224th-largest of 344 Census places in Tennessee and contains about 0.0% of the state's people. For population change between 2020 and 2023, Rossville ranks 16th of 344 in Tennessee (about the 95th percentile). By density, at about 182 people per square mile, it ranks 304th in Tennessee. Within 50 miles sit 44 smaller Census places, alongside the 34 that are larger.
Tennessee consumer-lending rules applied in Rossville
Every row below records a Tennessee rule, its publisher and its retrieval date — the same rules a Rossville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How lenders reach Rossville
Rossville is lightly settled, with about 182 people per square mile and 34 larger places within 50 miles. Distance to a branch rarely matters for Rossville's 1,166 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Piperton, TN about 3 miles away.
Steps to take before a Rossville loan
These steps shape the offer you get in Rossville, a place of about 1,166 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Tennessee regulator's licence records before you sign.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
None of these steps is Rossville-specific: the same Tennessee licensing and disclosure rules reach all 1,166 residents.
The geography behind Rossville
Rossville covers about 6.4 square miles of land, with 0.06 square miles of water inside its boundaries (Census Gazetteer). That land carries about 182 people per square mile. The largest place in Tennessee, Memphis, lies about 24 miles away. A 50-mile radius around Rossville takes in 34 places that are larger. Within the same 50 miles lie 44 smaller Census places.
Common questions
What are my options in Rossville if my credit is poor?
What loan size can I expect in Rossville?
Do I have to pledge anything to borrow in Rossville?
Does comparing loans in Rossville cost me credit score points?
Nearby places
- Piperton, TN — population 2,689
- Collierville, TN — population 51,317
- Moscow, TN — population 562
- Oakland, TN — population 10,488
- Byhalia, MS — population 1,357
- Williston, TN — population 338
- Germantown, TN — population 40,267
- Arlington, TN — population 15,305