Personal loans in Carrolltown, PA

If you are weighing a personal loan in Carrolltown, start from the payment you can carry; its 1,014 residents face the same statewide rules. Carrolltown lost roughly 2.4% of its population across the 2020-to-2023 comparison. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Carrolltown loan. Borrowers who want a bigger city can look to Patton, PA about 4 miles away.

Carrolltown: the sourced local profile

Two layers matter for a Carrolltown borrower: the local population picture and Pennsylvania's consumer-lending statutes.

• Population: a Census-estimated 1,014, 593rd among Pennsylvania's 1,013 places (Vintage 2023).
• Population trend: A drop of about 2.4% from 2020 to 2023.
• Net change: roughly 25 fewer people than the 2020 Census counted.
• Size percentile: Carrolltown's 1,014 people outrank roughly 41% of the places in Pennsylvania.
• Population density: 1,513 people per square mile on 0.7 square miles of land.
• By land area: Carrolltown ranks 613th among Pennsylvania's 1,013 places, at 0.7 sq mi.
• Within Pennsylvania: about 0.0% of the state's population lives in Carrolltown.
• National rank: Carrolltown sits 10,135th by population among the 19,457 places in this dataset.
• Growth rank: Carrolltown ranks 756th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while Carrolltown moved 2.4%.
• Density in Pennsylvania: Carrolltown ranks 604th by people per square mile.
• Against the state median: Carrolltown runs about 1,513 residents per square mile, where the Pennsylvania median is 1,990.
• Location: coordinates 40.6045, -78.7070 (US Census Bureau Gazetteer).
• Nearest larger cities: Patton (4 mi); Hastings (4 mi); Northern Cambria (5 mi); Loretto (8 mi); Ebensburg (8 mi). Lenders licensed in the state serve Carrolltown whether or not they keep a local branch.
• Smaller communities close by: Chest Springs (5 mi); Ashville (9 mi); Westover (9 mi), each with its own Census population profile.
• Smaller places within 50 miles: 111 of them.
• Within 100 miles: 300 places are larger than Carrolltown.

Carrolltown's place among Pennsylvania's 1,013 places

Against Pennsylvania's other places, Carrolltown accounts for about 0.0% of the state's population and ranks 593rd of 1,013 by size. Its 2020-to-2023 change ranks 756th of 1,013 Pennsylvania places, putting it near the 25th percentile for growth. At about 1,513 people per square mile, Carrolltown is the 604th most densely settled place in Pennsylvania. By land area, its 0.7 square miles rank 613th of 1,013 places in Pennsylvania.

The state rulebook for Carrolltown

Below are the Pennsylvania rules that apply to a loan made in Carrolltown, each with the regulator that issued it.

Carrolltown on the map

Carrolltown's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,513 residents per square mile. The state's population centre of gravity, Philadelphia, is roughly 193 miles away. Within 50 miles of Carrolltown there are 60 larger Census places. By land area it ranks 613th of 1,013 Pennsylvania places.

Lender access in Carrolltown

At roughly 1,513 people per square mile, Carrolltown is moderately settled; 60 larger places lie within 50 miles. What is available to Carrolltown's 1,014 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Patton, PA about 4 miles away.

What a Carrolltown borrower is actually offered

Most loans made to Carrolltown's 1,014 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Carrolltown can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Carrolltown loan but raises total interest, so the smallest payment is not the cheapest loan.