Personal loans in Hastings, PA
With roughly 1,189 residents, Hastings is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city. The trend for Hastings between 2020 and 2023 is downward by roughly 2.5%.
The Census counts 1,189 people in Hastings, the 559th-largest figure among Pennsylvania's 1,013 places. Read the disclosure for an origination fee and any prepayment penalty before signing in Hastings. State law, not city hall, decides what a lender may do to Hastings's roughly 1,189 residents, and a state regulator supervises it. A larger market lies at Northern Cambria, PA about 4 miles away.
What the Census records for Hastings
Two layers matter for a Hastings borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: 1,189 residents; Hastings is the 559th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: About 2.5% below the 2020 Census base.
- People gained or lost: about 31 fewer since the 2020 base.
- Size percentile: roughly 45% of Pennsylvania places rank below Hastings.
- Density: the Census land area of 0.6 sq mi holds about 2,158 people per square mile.
- Land area: Hastings covers 0.6 square miles, the 691st-largest area among Pennsylvania's 1,013 places.
- Share of state population: Hastings's 1,189 residents are about 0.0% of Pennsylvania.
- National rank: Hastings is 9,587th of 19,457 places nationwide.
- Growth rank: Hastings's 2020-to-2023 change ranks 805th of 1,013 places in Pennsylvania.
- Versus Pennsylvania: the state average change is -0.9%, while Hastings moved 2.5%.
- Density rank: Hastings places 470th among Pennsylvania's places by people per square mile.
- Density in context: Hastings's 2,158 people per square mile sit against a Pennsylvania median of 1,990.
- Location: it lies at 40.6647, -78.7093 in the Census Gazetteer.
- Nearest larger cities: Northern Cambria (4 mi); Patton (4 mi); Ebensburg (12 mi); Nanty-Glo (15 mi); Gallitzin (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Carrolltown (4 mi); Westover (5 mi); Cherry Tree (7 mi).
- Smaller places within 50 miles: 112 of them.
- Within 100 miles: 282 places are larger than Hastings.
Where Hastings sits in Pennsylvania
Within Pennsylvania, Hastings holds roughly 0.0% of all residents, the 559th-largest share among 1,013 places. Its 2020-to-2023 change ranks 805th of 1,013 Pennsylvania places, putting it near the 21th percentile for growth. By density, at about 2,158 people per square mile, it ranks 470th in Pennsylvania. In land area, Hastings ranks 691st among Pennsylvania's 1,013 places.
The state rulebook for Hastings
Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Hastings lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Hastings: area, density and distance
Hastings covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,189 residents, the land area yields roughly 2,158 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 194 miles. Hastings has 51 larger places within a 50-mile radius. Within the same 50 miles lie 112 smaller Census places.
Steps to take before a Hastings loan
Before you apply in Hastings, a community of about 1,189, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Hastings-specific: the same Pennsylvania licensing and disclosure rules reach all 1,189 residents.
What is available to Hastings borrowers
At roughly 2,158 people per square mile, Hastings is fairly dense; 51 larger places lie within 50 miles. Lenders licensed in Pennsylvania reach Hastings's 1,189 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Northern Cambria, PA about 4 miles away.
Common questions
What are my options in Hastings if my credit is poor?
What loan size can I expect in Hastings?
Do I have to pledge anything to borrow in Hastings?
Does comparing loans in Hastings cost me credit score points?
Nearby places
- Carrolltown, PA — population 1,014
- Patton, PA — population 1,683
- Northern Cambria, PA — population 3,461
- Westover, PA — population 348
- Cherry Tree, PA — population 269
- Chest Springs, PA — population 139
- New Washington, PA — population 51
- Burnside, PA — population 185