Personal loans in Cherry Tree, PA

The Census estimates 269 residents in Cherry Tree, which ranks it 883rd of 1,013 places in Pennsylvania. Which products a lender may offer to Cherry Tree's 269 residents follows from the Pennsylvania consumer-lending framework. A 2020-to-2023 comparison shows Cherry Tree down by about 0.7%. The next larger city is Northern Cambria, PA about 5 miles away.

Cherry Tree by the numbers

Here is the sourced Census picture for Cherry Tree, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: about 269, ranked 883rd of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 0.7% since the 2020 count.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: about 13% of Pennsylvania's Census places are smaller than Cherry Tree.
• Density: roughly 536 residents per square mile, spread over 0.5 sq mi of land.
• Land area: Cherry Tree covers 0.5 square miles, the 733rd-largest area among Pennsylvania's 1,013 places.
• Water area: Cherry Tree has 0.01 square miles of water, ranking 373rd of 1,013 places in Pennsylvania.
• Within Pennsylvania: about 0.0% of the state's population lives in Cherry Tree.
• National standing: Cherry Tree ranks 15,499th of 19,457 US places.
• Growth rank: Cherry Tree ranks 387th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while Cherry Tree moved 0.7%.
• Density rank: Cherry Tree places 849th among Pennsylvania's places by people per square mile.
• Against the state median: Cherry Tree runs about 536 residents per square mile, where the Pennsylvania median is 1,990.
• Location: the Census Gazetteer records it at 40.7257, -78.8125.
• Nearest larger cities: Northern Cambria (5 mi); Westover (7 mi); Hastings (7 mi); Carrolltown (10 mi); Patton (11 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Burnside (6 mi); Glen Campbell (7 mi); New Washington (9 mi) — useful context for the surrounding area.
• Smaller neighbours: 33 places smaller than Cherry Tree sit within 50 miles.
• Within 100 miles: 527 places are larger than Cherry Tree.

How lenders reach Cherry Tree

With about 536 residents per square mile, Cherry Tree is moderately settled, and 128 larger Census places sit within 50 miles. A Pennsylvania licence lets a lender serve Cherry Tree without a local office, so branch density does not change what its 269 residents are offered. For a larger market, the closest option is Northern Cambria, PA about 5 miles away.

Where Cherry Tree sits

The Census Gazetteer records 0.5 square miles of land and 0.01 square miles of water within Cherry Tree. That land carries about 536 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 200 miles away. Cherry Tree has 128 larger places within a 50-mile radius. By land area it ranks 733rd of 1,013 Pennsylvania places.

Pennsylvania rules behind a Cherry Tree personal loan

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Cherry Tree lender must follow.

What a Cherry Tree borrower is actually offered

In Cherry Tree, a small community of about 269, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Cherry Tree's rank of 883rd in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Cherry Tree loan but raises total interest, so the smallest payment is not the cheapest loan.

Cherry Tree's place among Pennsylvania's 1,013 places

Set beside Pennsylvania's 1,013 places, Cherry Tree ranks 883rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Cherry Tree ranks 387th of 1,013 in Pennsylvania (about the 62th percentile). By density, at about 536 people per square mile, it ranks 849th in Pennsylvania. In land area, Cherry Tree ranks 733rd among Pennsylvania's 1,013 places.