Personal loans in Loretto, PA

If debt is already a strain, a nonprofit credit counsellor can help Loretto residents before they take on more. Lenders active in Loretto report to a Pennsylvania supervisor, identified in the sourced rows below. From the 2020 Census base to the 2023 estimate, the population declined by about 1.8%. A larger market lies at Cresson, PA about 4 miles away.

What the Census records for Loretto

Most of what governs a Loretto loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.

• Population: about 1,168, ranked 563rd of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 1.8%.
• People gained or lost: about 21 fewer since the 2020 base.
• Size percentile: roughly 44% of Pennsylvania places rank below Loretto.
• Density: roughly 1,237 residents per square mile, spread over 0.9 sq mi of land.
• By land area: Loretto ranks 469th among Pennsylvania's 1,013 places, at 0.9 sq mi.
• Share of Pennsylvania: Loretto holds about 0.0% of the state's population, some 1,168 people.
• National rank: Loretto sits 9,653rd by population among the 19,457 places in this dataset.
• Growth rank: Loretto's 2020-to-2023 change ranks 594th of 1,013 places in Pennsylvania.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Loretto's 1.8%.
• Density rank: Loretto is the 664th most densely settled place in Pennsylvania.
• Density in context: Loretto's 1,237 people per square mile sit against a Pennsylvania median of 1,990.
• Location: 40.5084 / -78.6351, per the US Census Bureau Gazetteer.
• Nearest larger cities: Cresson (4 mi); Gallitzin (5 mi); Ebensburg (5 mi); Patton (9 mi); Portage (9 mi). Lenders licensed in the state serve Loretto whether or not they keep a local branch.
• Smaller places close by: Sankertown (3 mi); Chest Springs (5 mi); Tunnelhill (5 mi).
• Within a 50-mile radius: 113 smaller Census places.
• At 100 miles: 295 larger Census places fall inside that radius.

Where Loretto sits in Pennsylvania

Within Pennsylvania, Loretto holds roughly 0.0% of all residents, the 563rd-largest share among 1,013 places. On the 2020-to-2023 trend, Loretto stands 594th among Pennsylvania's 1,013 places — roughly the 41th percentile. Its roughly 1,237 residents per square mile place it 664th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 21 residents.

What is available to Loretto borrowers

Loretto is a moderately settled community of about 1,168 people, with 48 larger places inside a 50-mile radius. Distance to a branch rarely matters for Loretto's 1,168 residents: the application is online and the price follows your credit file. The nearest bigger place is Cresson, PA about 4 miles away.

Where Loretto sits

Loretto's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,237 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 188 miles. Counting outward 50 miles, 48 larger communities surround Loretto. By land area it ranks 469th of 1,013 Pennsylvania places.

How a Loretto personal loan is priced

Loretto is a small community of about 1,168 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Loretto's rank of 563rd in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Loretto decides the split between a comfortable payment and the total interest you pay.

The Pennsylvania lending rules that reach Loretto

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Loretto's roughly 1,168 residents.