Personal loans in Braddock Hills, PA

Braddock Hills shed about 3.8% of its population between the 2020 base and the 2023 estimate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With roughly 1,666 residents, Braddock Hills is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city. The Census estimates 1,666 residents in Braddock Hills, which ranks it 473rd of 1,013 places in Pennsylvania. For a bigger market, look to Forest Hills, PA about 1 miles away. A lender that serves Braddock Hills operates under Pennsylvania lending statutes and a Pennsylvania supervisor. Compare APR, not the interest rate, because the APR folds in most fees on a Braddock Hills loan.

Braddock Hills: population, trend and location

Two layers matter for a Braddock Hills borrower: the local population picture and Pennsylvania's consumer-lending statutes.

What shapes a Braddock Hills personal loan

A Braddock Hills personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,666 residents. Because pricing is borrower-level, two people in Braddock Hills can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Braddock Hills loan is knowable in advance — unlike a revolving card balance.

Braddock Hills in state context

Within Pennsylvania, Braddock Hills holds roughly 0.0% of all residents, the 473rd-largest share among 1,013 places. For population change between 2020 and 2023, Braddock Hills ranks 986th of 1,013 in Pennsylvania (about the 3th percentile). By density, at about 1,757 people per square mile, it ranks 558th in Pennsylvania. Between 2020 and 2023 the count changed by roughly 66 residents.

Borrowing reach in Braddock Hills

At roughly 1,757 people per square mile, Braddock Hills is moderately settled; 143 larger places lie within 50 miles. Lenders licensed in Pennsylvania reach Braddock Hills's 1,666 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Forest Hills, PA about 1 miles away.

Where Braddock Hills sits

Inside Braddock Hills's boundaries lie about 0.9 square miles of land, with no significant water area recorded. Spread across it are roughly 1,757 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 251 miles from Braddock Hills. A 50-mile radius around Braddock Hills takes in 143 places that are larger. Within the same 50 miles lie 175 smaller Census places.

The state rulebook for Braddock Hills

Below are the Pennsylvania rules that apply to a loan made in Braddock Hills, each with the regulator that issued it.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Braddock Hills if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Braddock Hills is the same as anywhere in Pennsylvania.
What loan size can I expect in Braddock Hills?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Braddock Hills?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Braddock Hills cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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