Personal loans in Braddock Hills, PA
Braddock Hills shed about 3.8% of its population between the 2020 base and the 2023 estimate.
With roughly 1,666 residents, Braddock Hills is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city. The Census estimates 1,666 residents in Braddock Hills, which ranks it 473rd of 1,013 places in Pennsylvania. For a bigger market, look to Forest Hills, PA about 1 miles away. A lender that serves Braddock Hills operates under Pennsylvania lending statutes and a Pennsylvania supervisor. Compare APR, not the interest rate, because the APR folds in most fees on a Braddock Hills loan.
Braddock Hills: population, trend and location
Two layers matter for a Braddock Hills borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: 1,666 people, a figure that places Braddock Hills 473rd among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 3.8% between 2020 and 2023.
- Net change: roughly 66 fewer people than the 2020 Census counted.
- Size percentile: with 1,666 residents, Braddock Hills is larger than about 53% of Pennsylvania's Census places.
- Density: the Census land area of 0.9 sq mi holds about 1,757 people per square mile.
- Land area rank: Braddock Hills's 0.9 square miles rank 468th of 1,013 places in Pennsylvania.
- State population share: Braddock Hills accounts for about 0.0% of everyone in Pennsylvania.
- National standing: Braddock Hills ranks 8,318th of 19,457 US places.
- Growth rank: Braddock Hills ranks 986th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: Braddock Hills's 3.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density in Pennsylvania: Braddock Hills ranks 558th by people per square mile.
- Against the state median: Braddock Hills runs about 1,757 residents per square mile, where the Pennsylvania median is 1,990.
- Location: latitude 40.4146, longitude -79.8613 (Census Gazetteer).
- Nearest larger cities: Forest Hills (1 mi); Braddock (1 mi); North Braddock (1 mi); Rankin (1 mi); Swissvale (1 mi). Larger metros often have more branches, but online lenders reach Braddock Hills on the same terms.
- Smaller places nearby: Chalfant (1 mi); Whitaker (2 mi); Wall (4 mi).
- Smaller neighbours: 175 places smaller than Braddock Hills sit within 50 miles.
- Within 100 miles: 274 places are larger than Braddock Hills.
What shapes a Braddock Hills personal loan
A Braddock Hills personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,666 residents. Because pricing is borrower-level, two people in Braddock Hills can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Braddock Hills loan is knowable in advance — unlike a revolving card balance.
Braddock Hills in state context
Within Pennsylvania, Braddock Hills holds roughly 0.0% of all residents, the 473rd-largest share among 1,013 places. For population change between 2020 and 2023, Braddock Hills ranks 986th of 1,013 in Pennsylvania (about the 3th percentile). By density, at about 1,757 people per square mile, it ranks 558th in Pennsylvania. Between 2020 and 2023 the count changed by roughly 66 residents.
Borrowing reach in Braddock Hills
At roughly 1,757 people per square mile, Braddock Hills is moderately settled; 143 larger places lie within 50 miles. Lenders licensed in Pennsylvania reach Braddock Hills's 1,666 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Forest Hills, PA about 1 miles away.
Where Braddock Hills sits
Inside Braddock Hills's boundaries lie about 0.9 square miles of land, with no significant water area recorded. Spread across it are roughly 1,757 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 251 miles from Braddock Hills. A 50-mile radius around Braddock Hills takes in 143 places that are larger. Within the same 50 miles lie 175 smaller Census places.
The state rulebook for Braddock Hills
Below are the Pennsylvania rules that apply to a loan made in Braddock Hills, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
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Nearby places
- Forest Hills, PA — population 6,189
- Braddock, PA — population 1,670
- North Braddock, PA — population 4,153
- Rankin, PA — population 1,820
- Chalfant, PA — population 719
- Swissvale, PA — population 8,290
- Whitaker, PA — population 1,135
- Edgewood, PA — population 3,026