Personal loans in North Braddock, PA
If you are weighing a personal loan in North Braddock, start from the payment you can carry; its 4,153 residents face the same statewide rules.
Begin with the payment, then weigh APR and total interest across the lenders that reach North Braddock's 4,153 residents. About 4,153 people live in North Braddock, placing it 244th of 1,013 Census places in Pennsylvania. Consumer lending that reaches North Braddock's 4,153 residents is governed by Pennsylvania statute; no city ordinance changes it. A 2020-to-2023 comparison shows North Braddock down by about 3.8%. A larger market lies at Forest Hills, PA about 2 miles away.
Borrowing in North Braddock: the local picture
Here is the sourced Census picture for North Braddock, plus the Pennsylvania lending rules that apply to a loan taken out here.
- Population: an estimated 4,153 residents, 244th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 3.8% from 2020 to 2023.
- People gained or lost: about 165 fewer since the 2020 base.
- Size percentile: roughly 76% of Pennsylvania's places have fewer residents than North Braddock's 4,153.
- Population density: about 2,782 people per square mile (Census land area 1.5 sq mi).
- By land area: North Braddock ranks 308th among Pennsylvania's 1,013 places, at 1.5 sq mi.
- Water: North Braddock holds about 0.06 square miles, the 197th-largest water area in Pennsylvania.
- Share of Pennsylvania: North Braddock holds about 0.1% of the state's population, some 4,153 people.
- National rank: North Braddock is 5,366th of 19,457 places nationwide.
- Growth rank: North Braddock ranks 990th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: North Braddock's 3.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: North Braddock places 354th among Pennsylvania's places by people per square mile.
- Density vs Pennsylvania: North Braddock's 2,782 people per square mile compare with a state median of 1,990.
- Location: mapped by the US Census Bureau at 40.4017, -79.8537.
- Nearest larger cities: Forest Hills (2 mi); Turtle Creek (2 mi); Duquesne (2 mi); Swissvale (2 mi); Munhall (3 mi). Larger metros often have more branches, but online lenders reach North Braddock on the same terms.
- Nearest smaller places: Braddock (1 mi); East Pittsburgh (1 mi); Braddock Hills (1 mi).
- Smaller neighbours: 248 places smaller than North Braddock sit within 50 miles.
- Within 100 miles: 136 places are larger than North Braddock.
North Braddock in state context
Within Pennsylvania, North Braddock holds roughly 0.1% of all residents, the 244th-largest share among 1,013 places. For population change between 2020 and 2023, North Braddock ranks 990th of 1,013 in Pennsylvania (about the 2th percentile). By density, at about 2,782 people per square mile, it ranks 354th in Pennsylvania. Within 50 miles sit 248 smaller Census places, alongside the 73 that are larger.
Getting a loan in North Braddock
North Braddock is fairly dense, with about 2,782 people per square mile and 73 larger places within 50 miles. Distance to a branch rarely matters for North Braddock's 4,153 residents: the application is online and the price follows your credit file. The nearest larger city, Forest Hills, PA about 2 miles away.
Where North Braddock sits
Inside North Braddock's boundaries lie roughly 1.5 square miles of land and 0.06 square miles of water. The resulting density is about 2,782 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 251 miles away. Counting outward 50 miles, 73 larger communities surround North Braddock. By land area it ranks 308th of 1,013 Pennsylvania places.
The Pennsylvania lending rules that reach North Braddock
For the roughly 4,153 residents of North Braddock, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
A pre-application checklist for North Braddock
Complete these steps first when you borrow in North Braddock (4,153 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Pennsylvania regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
In North Braddock as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 4,153 residents.
Common questions
What are my options in North Braddock if my credit is poor?
What loan size can I expect in North Braddock?
Do I have to pledge anything to borrow in North Braddock?
Does comparing loans in North Braddock cost me credit score points?
Nearby places
- Braddock Hills, PA — population 1,666
- Braddock, PA — population 1,670
- East Pittsburgh, PA — population 1,855
- Chalfant, PA — population 719
- Forest Hills, PA — population 6,189
- Duquesne, PA — population 5,072
- Whitaker, PA — population 1,135
- Rankin, PA — population 1,820