Personal loans in Swissvale, PA
A personal loan in Swissvale is priced from your credit file and income, not from the fact that the city holds 8,290 people. With an estimated 8,290 residents, Swissvale is the 99th-largest of 1,013 places in Pennsylvania.
The 2020 count to the 2023 estimate shows about 3.8% decline in Swissvale. Every figure below is Pennsylvania's own, applied to Swissvale's 8,290 residents, with the publisher and retrieval date attached. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Swissvale. The nearest larger city is Wilkinsburg, PA about 2 miles away.
The Swissvale data picture
What follows is Swissvale's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: about 8,290 people live here, which puts Swissvale 99th of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: A drop of about 3.8% from 2020 to 2023.
- Absolute change: 329 residents lost between 2020 and 2023.
- Size percentile: Swissvale's 8,290 people outrank roughly 90% of the places in Pennsylvania.
- Population density: about 6,874 people per square mile across 1.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Swissvale covers 1.2 square miles, the 372nd-largest area among Pennsylvania's 1,013 places.
- Water area rank: Swissvale ranks 218th among Pennsylvania's 1,013 places, with 0.05 sq mi.
- State population share: Swissvale accounts for about 0.1% of everyone in Pennsylvania.
- National standing: Swissvale ranks 3,594th of 19,457 US places.
- Growth in Pennsylvania: Swissvale stands 989th by percentage change from 2020 to 2023, among 1,013 places.
- Against the state trend: Swissvale's 3.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Swissvale places 53rd among Pennsylvania's places by people per square mile.
- Density in context: Swissvale's 6,874 people per square mile sit against a Pennsylvania median of 1,990.
- Location: the Census Gazetteer records it at 40.4203, -79.8860.
- Nearest larger cities: Wilkinsburg (2 mi); Munhall (2 mi); Baldwin (4 mi); West Mifflin (4 mi); Pittsburgh (5 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Rankin (0 mi); Edgewood (1 mi); Braddock Hills (1 mi).
- Smaller neighbours: 286 places smaller than Swissvale sit within 50 miles.
- Larger places within 100 miles: 68.
How lenders reach Swissvale
At roughly 6,874 people per square mile, Swissvale is densely built; 32 larger places lie within 50 miles. What is available to Swissvale's 8,290 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Wilkinsburg, PA about 2 miles away.
Swissvale in state context
Against Pennsylvania's other places, Swissvale accounts for about 0.1% of the state's population and ranks 99th of 1,013 by size. For population change between 2020 and 2023, Swissvale ranks 989th of 1,013 in Pennsylvania (about the 2th percentile). Its roughly 6,874 residents per square mile place it 53rd among Pennsylvania's places. Within 50 miles sit 286 smaller Census places, alongside the 32 that are larger.
What to do before borrowing in Swissvale
Before you apply in Swissvale, a community of about 8,290, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
The process is identical across Pennsylvania; what changes is your credit file, not the fact that Swissvale holds 8,290 people.
Where Swissvale sits
Inside Swissvale's boundaries lie roughly 1.2 square miles of land and 0.05 square miles of water. The resulting density is about 6,874 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 252 miles away. Counting outward 50 miles, 32 larger communities surround Swissvale. By land area it ranks 372nd of 1,013 Pennsylvania places.
Pennsylvania rules behind a Swissvale personal loan
Below are the Pennsylvania rules that apply to a loan made in Swissvale, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
What are my options in Swissvale if my credit is poor?
What loan size can I expect in Swissvale?
Do I have to pledge anything to borrow in Swissvale?
Does comparing loans in Swissvale cost me credit score points?
Nearby places
- Rankin, PA — population 1,820
- Edgewood, PA — population 3,026
- Whitaker, PA — population 1,135
- Braddock Hills, PA — population 1,666
- Braddock, PA — population 1,670
- Wilkinsburg, PA — population 13,813
- Homestead, PA — population 2,853
- Munhall, PA — population 10,380