Personal loans in Edgewood, PA
If you are weighing a personal loan in Edgewood, start from the payment you can carry; its 3,026 residents face the same statewide rules. Price two or three terms so you can see which payment is truly affordable in Edgewood. With an estimated 3,026 residents, Edgewood is the 318th-largest of 1,013 places in Pennsylvania. A lender that serves Edgewood operates under Pennsylvania lending statutes and a Pennsylvania supervisor. The trend for Edgewood between 2020 and 2023 is downward by roughly 3.6%. For a bigger market, look to Swissvale, PA about 1 miles away.
Edgewood by the numbers
Most of what governs a Edgewood loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 3,026 residents, 318th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 3.6%.
- Change in people: the 2020-to-2023 comparison is a loss of about 114 residents.
- Size percentile: roughly 69% of Pennsylvania's places have fewer residents than Edgewood's 3,026.
- Density: the Census land area of 0.6 sq mi holds about 5,146 people per square mile.
- Land area rank: Edgewood's 0.6 square miles rank 668th of 1,013 places in Pennsylvania.
- Within Pennsylvania: about 0.1% of the state's population lives in Edgewood.
- Nationally: Edgewood is the 6,257th-largest of 19,457 Census places in the dataset.
- Growth rank: Edgewood ranks 934th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Edgewood's 3.6%.
- Density rank: Edgewood places 105th among Pennsylvania's places by people per square mile.
- Density in context: Edgewood's 5,146 people per square mile sit against a Pennsylvania median of 1,990.
- Location: the Census Gazetteer records it at 40.4313, -79.8840.
- Nearest larger cities: Swissvale (1 mi); Wilkinsburg (1 mi); Forest Hills (2 mi); Churchill (2 mi); North Braddock (3 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Rankin (1 mi); Braddock Hills (2 mi); Whitaker (2 mi).
- Within a 50-mile radius: 220 smaller Census places.
- Within 100 miles: 184 places are larger than Edgewood.
The geography behind Edgewood
The Census Gazetteer records about 0.6 square miles of land within Edgewood, with no significant water area listed. That land carries about 5,146 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 252 miles. Within 50 miles of Edgewood there are 100 larger Census places. The 100-mile radius contains 184 larger places.
Borrowing reach in Edgewood
Edgewood is densely built, with about 5,146 people per square mile and 100 larger places within 50 miles. Distance to a branch rarely matters for Edgewood's 3,026 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Swissvale, PA about 1 miles away.
Edgewood in state context
Within Pennsylvania, Edgewood holds roughly 0.1% of all residents, the 318th-largest share among 1,013 places. Its 2020-to-2023 change ranks 934th of 1,013 Pennsylvania places, putting it near the 8th percentile for growth. By density, at about 5,146 people per square mile, it ranks 105th in Pennsylvania. Between 2020 and 2023 the count changed by roughly 114 residents.
Inside a Edgewood personal loan
Edgewood is a small community of about 3,026 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Edgewood loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Edgewood decides the split between a comfortable payment and the total interest you pay.
The state rulebook for Edgewood
Pennsylvania has no separate rate rule for Edgewood; the sourced rows below are what reach every lender that serves its 3,026 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
What are my options in Edgewood if my credit is poor?
What loan size can I expect in Edgewood?
Do I have to pledge anything to borrow in Edgewood?
Does comparing loans in Edgewood cost me credit score points?
Nearby places
- Swissvale, PA — population 8,290
- Wilkinsburg, PA — population 13,813
- Rankin, PA — population 1,820
- Braddock Hills, PA — population 1,666
- Forest Hills, PA — population 6,189
- Whitaker, PA — population 1,135
- Braddock, PA — population 1,670
- Homestead, PA — population 2,853