Personal loans in Bearden, AR
With roughly 739 residents, Bearden is a small community, and the lending rules its borrowers live under are written in Arkansas, not by the city. Bearden is one of 500 Census places in Arkansas; its 739 residents put it at 214th.
The trend for Bearden between 2020 and 2023 is downward by roughly 4.5%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Bearden loan. A larger market lies at East Camden, AR about 11 miles away. Every figure below is Arkansas's own, applied to Bearden's 739 residents, with the publisher and retrieval date attached.
The Bearden data picture
Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.
- Population: a Census-estimated 739, 214th among Arkansas's 500 places (Vintage 2023).
- Population trend: Down about 4.5% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 35 fewer people than the 2020 Census counted.
- Size percentile: roughly 57% of Arkansas's places have fewer residents than Bearden's 739.
- Land and density: 1.6 square miles of land carry roughly 458 residents per square mile.
- Land area: Bearden covers 1.6 square miles, the 281st-largest area among Arkansas's 500 places.
- Share of state population: Bearden's 739 residents are about 0.0% of Arkansas.
- National rank: Bearden is the 11,537th most populous of the 19,457 Census places covered here.
- Growth rank: Bearden ranks 436th among Arkansas's 500 places for the 2020-to-2023 change.
- Versus Arkansas: the state average change is +0.3%, while Bearden moved 4.5%.
- Density in Arkansas: Bearden ranks 212th by people per square mile.
- Against the state median: Bearden runs about 458 residents per square mile, where the Arkansas median is 386.
- Location: 33.7277 / -92.6187, per the US Census Bureau Gazetteer.
- Nearest larger cities: East Camden (11 mi); Fordyce (13 mi); Hampton (16 mi); Camden (17 mi); Smackover (26 mi). Lenders licensed in the state serve Bearden whether or not they keep a local branch.
- Smaller towns nearby: Thornton (8 mi); Tinsman (17 mi); Sparkman (19 mi).
- Smaller neighbours: 35 places smaller than Bearden sit within 50 miles.
- Within 100 miles: 105 places are larger than Bearden.
The geography behind Bearden
The Census Gazetteer records about 1.6 square miles of land within Bearden, with no significant water area listed. That land carries about 458 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 71 miles. A 50-mile radius around Bearden takes in 20 places that are larger. By land area it ranks 281st of 500 Arkansas places.
How personal loans work in Bearden
With roughly 739 residents, Bearden is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Bearden lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Bearden loan but raises total interest, so the smallest payment is not the cheapest loan.
Bearden's place among Arkansas's 500 places
Against Arkansas's other places, Bearden accounts for about 0.0% of the state's population and ranks 214th of 500 by size. Its 2020-to-2023 change ranks 436th of 500 Arkansas places, putting it near the 13th percentile for growth. By density, at about 458 people per square mile, it ranks 212th in Arkansas. Within 50 miles sit 35 smaller Census places, alongside the 20 that are larger.
Which Arkansas laws govern a loan in Bearden
These are Arkansas's sourced lending facts as they reach Bearden's 739 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
How lenders reach Bearden
Bearden is lightly settled, with about 458 people per square mile and 20 larger places within 50 miles. A Arkansas licence lets a lender serve Bearden without a local office, so branch density does not change what its 739 residents are offered. The nearest bigger place is East Camden, AR about 11 miles away.
Common questions
What are my options in Bearden if my credit is poor?
What loan size can I expect in Bearden?
Do I have to pledge anything to borrow in Bearden?
Does comparing loans in Bearden cost me credit score points?
Nearby places
- Thornton, AR — population 329
- East Camden, AR — population 766
- Fordyce, AR — population 3,225
- Hampton, AR — population 1,145
- Camden, AR — population 10,165
- Tinsman, AR — population 51
- Sparkman, AR — population 339
- Harrell, AR — population 204