Personal loans in Harrell, AR

Population in Harrell dropped about 2.4% over the three years from 2020 to 2023. A lender that serves Harrell operates under Arkansas lending statutes and a Arkansas supervisor. If debt is already a strain, a nonprofit credit counsellor can help Harrell residents before they take on more. The nearest larger city is Hampton, AR about 4 miles away.

Where Harrell stands

Most of what governs a Harrell loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.

• Population: 204 — Harrell ranks 369th of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 2.4% since the 2020 count.
• People gained or lost: about 5 fewer since the 2020 base.
• Size percentile: bigger than about 26% of the places in Arkansas, with 204 residents in Harrell.
• Population density: 370 people per square mile on 0.6 square miles of land.
• Land area: Harrell covers 0.6 square miles, the 410th-largest area among Arkansas's 500 places.
• Share of state population: Harrell's 204 residents are about 0.0% of Arkansas.
• National rank: Harrell sits 16,420th by population among the 19,457 places in this dataset.
• Growth in Arkansas: Harrell stands 345th by percentage change from 2020 to 2023, among 500 places.
• Against the state trend: Harrell's 2.4% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: Harrell places 261st among Arkansas's places by people per square mile.
• Density vs Arkansas: Harrell's 370 people per square mile compare with a state median of 386.
• Location: it lies at 33.5099, -92.4001 in the Census Gazetteer.
• Nearest larger cities: Hampton (4 mi); Hermitage (14 mi); Calion (15 mi); Thornton (19 mi); Bearden (20 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Tinsman (9 mi); Banks (9 mi); Louann (24 mi).
• Smaller places within 50 miles: 10 of them.
• Within 100 miles: 185 places are larger than Harrell.

The state rulebook for Harrell

Below are the Arkansas rules that apply to a loan made in Harrell, each with the regulator that issued it.

Harrell: area, density and distance

Harrell's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. With 204 residents, the land area yields roughly 370 people per square mile. Little Rock, the largest place in Arkansas, is about 84 miles from Harrell. Counting outward 50 miles, 31 larger communities surround Harrell. Within the same 50 miles lie 10 smaller Census places.

How a Harrell personal loan is priced

A Harrell personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 204 residents. Because pricing is borrower-level, two people in Harrell can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Harrell loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Harrell

At roughly 370 people per square mile, Harrell is lightly settled; 31 larger places lie within 50 miles. What is available to Harrell's 204 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Hampton, AR about 4 miles away.

How Harrell compares across Arkansas

Against Arkansas's other places, Harrell accounts for about 0.0% of the state's population and ranks 369th of 500 by size. On the 2020-to-2023 trend, Harrell stands 345th among Arkansas's 500 places — roughly the 31th percentile. By density, at about 370 people per square mile, it ranks 261st in Arkansas. In land area, Harrell ranks 410th among Arkansas's 500 places.