Personal loans in Tinsman, AR
With roughly 51 residents, Tinsman is a small community, and the lending rules its borrowers live under are written in Arkansas, not by the city.
Which products a lender may offer to Tinsman's 51 residents follows from the Arkansas consumer-lending framework. The Census estimates 51 residents in Tinsman, which ranks it 490th of 500 places in Arkansas. Decide the purpose of the loan and your repayment plan before sharing any details with a Tinsman lender. Tinsman lost roughly 3.8% of its population across the 2020-to-2023 comparison. The closest larger place is Banks, AR about 6 miles away.
Tinsman: the sourced local profile
Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.
- Population: a Census-estimated 51, 490th among Arkansas's 500 places (Vintage 2023).
- Population trend: A loss of roughly 3.8% between 2020 and 2023.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: Tinsman's 51 people outrank roughly 2% of the places in Arkansas.
- Land and density: 0.5 square miles of land carry roughly 96 residents per square mile.
- Land area: Tinsman covers 0.5 square miles, the 418th-largest area among Arkansas's 500 places.
- Share of state population: Tinsman's 51 residents are about 0.0% of Arkansas.
- Nationally: Tinsman is the 18,968th-largest of 19,457 Census places in the dataset.
- Growth rank: Tinsman ranks 411th among Arkansas's 500 places for the 2020-to-2023 change.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Tinsman's 3.8%.
- Density rank: Tinsman places 455th among Arkansas's places by people per square mile.
- Density vs Arkansas: Tinsman's 96 people per square mile compare with a state median of 386.
- Location: mapped by the US Census Bureau at 33.6292, -92.3533.
- Nearest larger cities: Banks (6 mi); Harrell (9 mi); Hampton (9 mi); Thornton (13 mi); Fordyce (14 mi). Larger metros often have more branches, but online lenders reach Tinsman on the same terms.
- Nearest smaller towns: Whelen Springs (47 mi); Ozan (80 mi); McNab (85 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 1 of them.
- At 100 miles: 241 larger Census places fall inside that radius.
The Tinsman borrowing checklist
For Tinsman's roughly 51 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Arkansas regulator's licence list.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
The process is identical across Arkansas; what changes is your credit file, not the fact that Tinsman holds 51 people.
The Arkansas lending rules that reach Tinsman
This table holds the Arkansas rate and licensing rules for consumer loans made to Tinsman's 51 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
Where Tinsman sits
Tinsman covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 96 people per square mile. Little Rock, the largest place in Arkansas, is about 76 miles from Tinsman. Tinsman has 39 larger places within a 50-mile radius. By land area it ranks 418th of 500 Arkansas places.
How lenders reach Tinsman
At roughly 96 people per square mile, Tinsman is sparsely settled; 39 larger places lie within 50 miles. A Arkansas licence lets a lender serve Tinsman without a local office, so branch density does not change what its 51 residents are offered. The nearest bigger place is Banks, AR about 6 miles away.
Where Tinsman sits in Arkansas
Among Arkansas's 500 places, Tinsman sits at 490th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 411th of 500 Arkansas places, putting it near the 18th percentile for growth. Its roughly 96 residents per square mile place it 455th among Arkansas's places. Within 50 miles sit 1 smaller Census places, alongside the 39 that are larger.
Common questions
What are my options in Tinsman if my credit is poor?
What loan size can I expect in Tinsman?
Do I have to pledge anything to borrow in Tinsman?
Does comparing loans in Tinsman cost me credit score points?
Nearby places
- Banks, AR — population 81
- Harrell, AR — population 204
- Hampton, AR — population 1,145
- Thornton, AR — population 329
- Fordyce, AR — population 3,225
- Kingsland, AR — population 336
- Hermitage, AR — population 506
- Bearden, AR — population 739