Personal loans in Camden, AR

At about 10,165 residents, Camden is larger than roughly 92% of the places in Arkansas. Census figures put the 2020-to-2023 decrease in Camden at about 4.3%. Begin with the payment, then weigh APR and total interest across the lenders that reach Camden's 10,165 residents. The closest larger place is El Dorado, AR about 26 miles away.

The Camden data picture

The figures below are Camden's own — Census population, land area and coordinates — followed by the Arkansas rules.

• Population: about 10,165, ranked 38th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 4.3%.
• Change in people: the 2020-to-2023 comparison is a loss of about 452 residents.
• Size percentile: bigger than about 92% of the places in Arkansas, with 10,165 residents in Camden.
• Population density: 615 people per square mile on 16.5 square miles of land.
• Land area: Camden covers 16.5 square miles, the 31st-largest area among Arkansas's 500 places.
• Water: Camden holds about 0.09 square miles, the 62nd-largest water area in Arkansas.
• Share of state population: Camden's 10,165 residents are about 0.5% of Arkansas.
• National rank: Camden is the 3,122nd most populous of the 19,457 Census places covered here.
• Growth in Arkansas: Camden stands 428th by percentage change from 2020 to 2023, among 500 places.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Camden's 4.3%.
• Density rank: Camden places 148th among Arkansas's places by people per square mile.
• Against the state median: Camden runs about 615 residents per square mile, where the Arkansas median is 386.
• Location: 33.5677 / -92.8491, per the US Census Bureau Gazetteer.
• Nearest larger cities: El Dorado (26 mi); Magnolia (30 mi); Arkadelphia (41 mi); Malvern (56 mi); Hot Springs (65 mi). Living near a larger metro rarely changes what is available in Camden.
• Nearest smaller towns: East Camden (7 mi); Louann (13 mi); Chidester (14 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 56 of them.
• At 100 miles: 21 larger Census places fall inside that radius.

Before you apply in Camden

A sensible order of operations for a loan in Camden, home to about 10,165 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Arkansas regulator's records to confirm the lender is licensed here.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Keep the amount to the expense; an approval is not a reason to take more.

None of these steps is Camden-specific: the same Arkansas licensing and disclosure rules reach all 10,165 residents.

What is available to Camden borrowers

Camden is a moderately settled community of about 10,165 people, with 3 larger places inside a 50-mile radius. Lenders licensed in Arkansas reach Camden's 10,165 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is El Dorado, AR about 26 miles away.

The state rulebook for Camden

When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Camden is bound by the same rules.

Where Camden sits

Camden covers about 16.5 square miles of land, with 0.09 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 615 people per square mile. The largest place in Arkansas, Little Rock, lies about 85 miles away. Counting outward 50 miles, 3 larger communities surround Camden. Within the same 50 miles lie 56 smaller Census places.

What a Camden borrower is actually offered

Most loans made to Camden's 10,165 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Camden's rank of 38th in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Camden loan raises the monthly payment but cuts the interest; lengthening it does the reverse.