Personal loans in Battle Ground, WA
Battle Ground is a smaller city in Washington, with an estimated 22,285 residents, and every licensed lender here follows the same state rulebook. Battle Ground ranks 50th of 281 places in Washington, with a population near 22,285.
Population in Battle Ground climbed about 7.4% over the three years from 2020 to 2023. State law, not city hall, decides what a lender may do to Battle Ground's roughly 22,285 residents, and a state regulator supervises it. Use the calculator on this page to price an amount and term before you commit in Battle Ground. The closest larger place is Vancouver, WA about 10 miles away.
Where Battle Ground stands
Two layers matter for a Battle Ground borrower: the local population picture and Washington's consumer-lending statutes.
- Population: an estimated 22,285 residents, 50th of 281 places in Washington (Census Vintage 2023 subcounty estimate).
- Population trend: About 7.4% above the 2020 Census base.
- Net change: roughly 1,528 more people than the 2020 Census counted.
- Size percentile: with 22,285 residents, Battle Ground is larger than about 82% of Washington's Census places.
- Population density: 2,566 people per square mile on 8.7 square miles of land.
- Land area rank: Battle Ground's 8.7 square miles rank 53rd of 281 places in Washington.
- State population share: Battle Ground accounts for about 0.4% of everyone in Washington.
- National rank: Battle Ground sits 1,728th by population among the 19,457 places in this dataset.
- Growth rank: Battle Ground ranks 38th among Washington's 281 places for the 2020-to-2023 change.
- Against the state trend: Battle Ground's 7.4% change compares with a Washington average of +2.8% across its 281 places.
- Density rank: Battle Ground places 74th among Washington's places by people per square mile.
- Density vs Washington: Battle Ground's 2,566 people per square mile compare with a state median of 1,518.
- Location: coordinates 45.7768, -122.5410 (US Census Bureau Gazetteer).
- Nearest larger cities: Vancouver (10 mi); Camas (13 mi); Portland (17 mi); Gresham (20 mi); Happy Valley (24 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Ridgefield (7 mi); La Center (9 mi); Yacolt (9 mi), each with its own Census population profile.
- Smaller places within 50 miles: 51 of them.
- Within 100 miles: 29 places are larger than Battle Ground.
How personal loans work in Battle Ground
A Battle Ground personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 22,285 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Battle Ground. Because the payment is fixed, the total cost of a Battle Ground loan is knowable in advance — unlike a revolving card balance.
What is available to Battle Ground borrowers
With about 2,566 residents per square mile, Battle Ground is fairly dense, and 17 larger Census places sit within 50 miles. Whether Battle Ground has a local branch or not, a Washington-licensed lender can serve its 22,285 people online on the same terms. For a larger market, the closest option is Vancouver, WA about 10 miles away.
Before you apply in Battle Ground
Complete these steps first when you borrow in Battle Ground (22,285 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Washington regulator's records to confirm the lender is licensed here.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
The process is identical across Washington; what changes is your credit file, not the fact that Battle Ground holds 22,285 people.
The Washington lending rules that reach Battle Ground
Every row below records a Washington rule, its publisher and its retrieval date — the same rules a Battle Ground lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
Where Battle Ground sits
Inside Battle Ground's boundaries lie about 8.7 square miles of land, with no significant water area recorded. Spread across it are roughly 2,566 residents per square mile. The largest place in Washington, Seattle, lies about 128 miles away. A 50-mile radius around Battle Ground takes in 17 places that are larger. By land area it ranks 53rd of 281 Washington places.
Common questions
What are my options in Battle Ground if my credit is poor?
What loan size can I expect in Battle Ground?
Do I have to pledge anything to borrow in Battle Ground?
Does comparing loans in Battle Ground cost me credit score points?
Nearby places
- Ridgefield, WA — population 15,027
- Vancouver, WA — population 196,442
- La Center, WA — population 4,357
- Yacolt, WA — population 1,620
- Camas, WA — population 27,254
- Maywood Park, OR — population 801
- Fairview, OR — population 10,782
- Woodland, WA — population 6,493