Personal loans in Zaleski, OH
With roughly 221 residents, Zaleski is a small community, and the lending rules its borrowers live under are written in Ohio, not by the city. About 221 people live in Zaleski, placing it 810th of 924 Census places in Ohio.
Zaleski lost roughly 3.1% of its population across the 2020-to-2023 comparison. Read the disclosure for an origination fee and any prepayment penalty before signing in Zaleski. The nearest larger metro is McArthur, OH about 5 miles away. For the 221 people in Zaleski, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Where Zaleski stands
Zaleski is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 221 people, a figure that places Zaleski 810th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 3.1% from 2020 to 2023.
- Net change: roughly 7 fewer people than the 2020 Census counted.
- Size percentile: roughly 12% of Ohio places rank below Zaleski.
- Population density: 547 people per square mile on 0.4 square miles of land.
- Land area: Zaleski covers 0.4 square miles, the 721st-largest area among Ohio's 924 places.
- Share of state population: Zaleski's 221 residents are about 0.0% of Ohio.
- National rank: Zaleski sits 16,164th by population among the 19,457 places in this dataset.
- Growth rank: Zaleski's 2020-to-2023 change ranks 883rd of 924 places in Ohio.
- Versus Ohio: the state average change is +0.9%, while Zaleski moved 3.1%.
- Density rank: Zaleski is the 796th most densely settled place in Ohio.
- Against the state median: Zaleski runs about 547 residents per square mile, where the Ohio median is 1,289.
- Location: mapped by the US Census Bureau at 39.2819, -82.3943.
- Nearest larger cities: McArthur (5 mi); Hamden (11 mi); Albany (11 mi); Wellston (14 mi); Nelsonville (15 mi). Online lenders reach Zaleski no matter how far the nearest branch is.
- Nearest smaller places: Wilkesville (15 mi); Amesville (25 mi); Hemlock (25 mi).
- Smaller neighbours: 13 places smaller than Zaleski sit within 50 miles.
- Within 100 miles: 370 places are larger than Zaleski.
Where Zaleski sits in Ohio
Against Ohio's other places, Zaleski accounts for about 0.0% of the state's population and ranks 810th of 924 by size. On the 2020-to-2023 trend, Zaleski stands 883rd among Ohio's 924 places — roughly the 4th percentile. At about 547 people per square mile, Zaleski is the 796th most densely settled place in Ohio. Between 2020 and 2023 the count changed by roughly 7 residents.
The Zaleski borrowing checklist
These steps shape the offer you get in Zaleski, a place of about 221 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Ohio licence with the regulator named above before committing.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
The process is identical across Ohio; what changes is your credit file, not the fact that Zaleski holds 221 people.
Land, water and location for Zaleski
Inside Zaleski's boundaries lie about 0.4 square miles of land, with no significant water area recorded. The resulting density is about 547 people per square mile. The largest place in Ohio, Columbus, lies about 58 miles away. Counting outward 50 miles, 93 larger communities surround Zaleski. By land area it ranks 721st of 924 Ohio places.
Ohio rules behind a Zaleski personal loan
When Ohio does not publish a figure, the row links to the source instead of inventing a number; Zaleski is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Borrowing reach in Zaleski
With about 547 residents per square mile, Zaleski is moderately settled, and 93 larger Census places sit within 50 miles. Lenders licensed in Ohio reach Zaleski's 221 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is McArthur, OH about 5 miles away.
Common questions
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Nearby places
- McArthur, OH — population 1,732
- Hamden, OH — population 714
- Albany, OH — population 924
- Wilkesville, OH — population 107
- Wellston, OH — population 5,457
- Nelsonville, OH — population 4,518
- Logan, OH — population 7,166
- Coalton, OH — population 441