Personal loans in Nelsonville, OH
With 4,518 residents, Nelsonville outranks about 71% of the communities in Ohio. Nelsonville lost roughly 1.8% of its population across the 2020-to-2023 comparison.
A lender serving Nelsonville holds a Ohio licence and answers to a Ohio regulator; no city office is involved for its 4,518 residents. For the 4,518 people in Nelsonville, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Decide the purpose of the loan and your repayment plan before sharing any details with a Nelsonville lender. The next larger city is Logan, OH about 11 miles away.
The Nelsonville data picture
Nelsonville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 4,518 residents in Nelsonville (Vintage 2023 subcounty estimate), the 266th-largest figure among Ohio's 924 places.
- Population trend: About 1.8% below the 2020 Census base.
- Absolute change: 85 residents lost between 2020 and 2023.
- Size percentile: about 71% of Ohio communities are smaller than Nelsonville (4,518 residents).
- Density: the Census land area of 4.7 sq mi holds about 966 people per square mile.
- By land area: Nelsonville ranks 217th among Ohio's 924 places, at 4.7 sq mi.
- Water area: Nelsonville has 0.11 square miles of water, ranking 133rd of 924 places in Ohio.
- Within Ohio: about 0.1% of the state's population lives in Nelsonville.
- National rank: Nelsonville is the 5,125th most populous of the 19,457 Census places covered here.
- Growth in Ohio: Nelsonville stands 694th by percentage change from 2020 to 2023, among 924 places.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Nelsonville's 1.8%.
- Density in Ohio: Nelsonville ranks 618th by people per square mile.
- Density in context: Nelsonville's 966 people per square mile sit against a Ohio median of 1,289.
- Location: latitude 39.4602, longitude -82.2214 (Census Gazetteer).
- Nearest larger cities: Logan (11 mi); Athens (11 mi); Lancaster (27 mi); Wellston (29 mi); Belpre (36 mi). Online lenders reach Nelsonville no matter how far the nearest branch is.
- Smaller places nearby: Buchtel (2 mi); Murray City (4 mi); Chauncey (7 mi).
- Smaller neighbours: 97 places smaller than Nelsonville sit within 50 miles.
- Within 100 miles: 79 places are larger than Nelsonville.
The geography behind Nelsonville
Nelsonville's land area is about 4.7 square miles; a further 0.11 square miles is water. The resulting density is about 966 people per square mile. For the state's biggest city, Columbus, the distance is roughly 54 miles. Nelsonville has 23 larger places within a 50-mile radius. By land area it ranks 217th of 924 Ohio places.
Steps to take before a Nelsonville loan
Before you hand your details to a lender in Nelsonville, where the population is near 4,518:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Ohio regulator's records to confirm the lender is licensed here.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Ohio; what changes is your credit file, not the fact that Nelsonville holds 4,518 people.
Where Nelsonville sits in Ohio
Among Ohio's 924 places, Nelsonville sits at 266th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Nelsonville ranks 694th of 924 in Ohio (about the 25th percentile). At about 966 people per square mile, Nelsonville is the 618th most densely settled place in Ohio. Within 50 miles sit 97 smaller Census places, alongside the 23 that are larger.
Ohio consumer-lending rules applied in Nelsonville
Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Nelsonville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
How personal loans work in Nelsonville
In Nelsonville, a small community of about 4,518, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Nelsonville. A longer term lowers the monthly payment on a Nelsonville loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Nelsonville if my credit is poor?
What loan size can I expect in Nelsonville?
Do I have to pledge anything to borrow in Nelsonville?
Does comparing loans in Nelsonville cost me credit score points?
Nearby places
- Buchtel, OH — population 513
- Murray City, OH — population 336
- Chauncey, OH — population 944
- New Straitsville, OH — population 651
- Trimble, OH — population 322
- Jacksonville, OH — population 396
- Glouster, OH — population 1,629
- Hemlock, OH — population 145