Personal loans in Wilkesville, OH

By population, Wilkesville sits at 896th in Ohio, with an estimated 107 residents. Borrowers who want a bigger city can look to Vinton, OH about 7 miles away. A lender that serves Wilkesville operates under Ohio lending statutes and a Ohio supervisor. If debt is already a strain, a nonprofit credit counsellor can help Wilkesville residents before they take on more.

What the Census records for Wilkesville

Most of what governs a Wilkesville loan is written in Ohio law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 107 residents, 896th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 2.7%.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: about 3% of Ohio's Census places are smaller than Wilkesville.
• Density: roughly 413 residents per square mile, spread over 0.3 sq mi of land.
• By land area: Wilkesville ranks 809th among Ohio's 924 places, at 0.3 sq mi.
• State population share: Wilkesville accounts for about 0.0% of everyone in Ohio.
• National standing: Wilkesville ranks 18,026th of 19,457 US places.
• Growth in Ohio: Wilkesville stands 850th by percentage change from 2020 to 2023, among 924 places.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Wilkesville's 2.7%.
• Density rank: Wilkesville places 839th among Ohio's places by people per square mile.
• Density vs Ohio: Wilkesville's 413 people per square mile compare with a state median of 1,289.
• Location: mapped by the US Census Bureau at 39.0765, -82.3266.
• Nearest larger cities: Vinton (7 mi); Rutland (11 mi); Wellston (12 mi); Hamden (12 mi); Albany (13 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Centerville (Thurman) (14 mi); Otway (49 mi); Lower Salem (60 mi).
• Within a 50-mile radius: 2 smaller Census places.
• Within 100 miles: 374 places are larger than Wilkesville.

Ohio consumer-lending rules applied in Wilkesville

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Wilkesville lender must follow.

The Wilkesville borrowing checklist

For Wilkesville's roughly 107 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Ohio licence with the regulator named above before committing.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

What differs between Wilkesville and the rest of Ohio is not the process but the borrower's own file, among the 107 people here.

How personal loans work in Wilkesville

With roughly 107 residents, Wilkesville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Wilkesville lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Wilkesville loan but raises total interest, so the smallest payment is not the cheapest loan.

How Wilkesville compares across Ohio

Among Ohio's 924 places, Wilkesville sits at 896th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 850th of 924 Ohio places, putting it near the 8th percentile for growth. At about 413 people per square mile, Wilkesville is the 839th most densely settled place in Ohio. The population moved by about 3 people between 2020 and 2023, a 2.7% shift.

Land, water and location for Wilkesville

Inside Wilkesville's boundaries lie about 0.3 square miles of land, with no significant water area recorded. That land carries about 413 people per square mile. For the state's biggest city, Columbus, the distance is roughly 72 miles. Wilkesville has 102 larger places within a 50-mile radius. By land area it ranks 809th of 924 Ohio places.