Personal loans in Yorktown, IA

From the 2020 Census base to the 2023 estimate, the population declined by about 1.6%. State law, not city hall, decides what a lender may do to Yorktown's roughly 62 residents, and a state regulator supervises it. Rate-shopping from Yorktown costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A larger market lies at Clarinda, IA about 6 miles away.

Yorktown: population, trend and location

Most of what governs a Yorktown loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 62 residents, 880th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 1.6%.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: about 6% of Iowa's Census places are smaller than Yorktown.
• Density: roughly 229 residents per square mile, spread over 0.3 sq mi of land.
• Land area rank: Yorktown's 0.3 square miles rank 811th of 940 places in Iowa.
• Within Iowa: about 0.0% of the state's population lives in Yorktown.
• National rank: Yorktown sits 18,802nd by population among the 19,457 places in this dataset.
• Growth rank: Yorktown ranks 557th among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Yorktown's 1.6%.
• Density in Iowa: Yorktown ranks 796th by people per square mile.
• Against the state median: Yorktown runs about 229 residents per square mile, where the Iowa median is 672.
• Location: mapped by the US Census Bureau at 40.7353, -95.1543.
• Nearest larger cities: Clarinda (6 mi); Coin (7 mi); College Springs (8 mi); Shambaugh (8 mi); Essex (10 mi). Living near a larger metro rarely changes what is available in Yorktown.
• Smaller communities within reach: Blanchard (11 mi); Northboro (11 mi); Coburg (14 mi).
• Within a 50-mile radius: 21 smaller Census places.
• Larger places within 100 miles: 440.

How Iowa law applies in Yorktown

For the roughly 62 residents of Yorktown, the rules below are Iowa's own; each row carries its publisher and retrieval date.

The Yorktown borrowing checklist

These steps shape the offer you get in Yorktown, a place of about 62 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Iowa licence with the regulator listed on this page.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

The process is identical across Iowa; what changes is your credit file, not the fact that Yorktown holds 62 people.

The geography behind Yorktown

The Census Gazetteer records about 0.3 square miles of land within Yorktown, with no significant water area listed. That land carries about 229 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 99 miles. Counting outward 50 miles, 100 larger communities surround Yorktown. By land area it ranks 811th of 940 Iowa places.

What is available to Yorktown borrowers

Yorktown is lightly settled, with about 229 people per square mile and 100 larger places within 50 miles. Whether Yorktown has a local branch or not, a Iowa-licensed lender can serve its 62 people online on the same terms. The nearest larger city, Clarinda, IA about 6 miles away.

What a Yorktown borrower is actually offered

With roughly 62 residents, Yorktown is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Yorktown's rank of 880th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Yorktown decides the split between a comfortable payment and the total interest you pay.