Personal loans in Coin, IA

Roughly 172 residents live in Coin, the 704th-largest community in Iowa. Coin shed about 2.3% of its population between the 2020 base and the 2023 estimate. For a community of about 172, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Shenandoah, IA about 10 miles away.

Coin by the numbers

Two layers matter for a Coin borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: 172 residents; Coin is the 704th-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Down about 2.3% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 25% of the places in Iowa, with 172 residents in Coin.
• Population density: about 192 people per square mile (Census land area 0.9 sq mi).
• Land area: Coin covers 0.9 square miles, the 454th-largest area among Iowa's 940 places.
• Share of Iowa: Coin holds about 0.0% of the state's population, some 172 people.
• National rank: Coin is the 16,914th most populous of the 19,457 Census places covered here.
• Growth in Iowa: Coin stands 693rd by percentage change from 2020 to 2023, among 940 places.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Coin's 2.3%.
• Density rank: Coin places 826th among Iowa's places by people per square mile.
• Density in context: Coin's 192 people per square mile sit against a Iowa median of 672.
• Location: 40.6558, -95.2349 (Census Gazetteer coordinates).
• Nearest larger cities: Shenandoah (10 mi); Clarinda (12 mi); Essex (13 mi); Farragut (14 mi); Tarkio (17 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Northboro (5 mi); Blanchard (5 mi); College Springs (6 mi).
• Within a 50-mile radius: 60 smaller Census places.
• Larger places within 100 miles: 325.

Iowa consumer-lending rules applied in Coin

For the roughly 172 residents of Coin, the rules below are Iowa's own; each row carries its publisher and retrieval date.

Steps to take before a Coin loan

Before you hand your details to a lender in Coin, where the population is near 172:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Iowa licence with the regulator named above before committing.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Keep the amount to the expense; an approval is not a reason to take more.

In Coin as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 172 residents.

The anatomy of a Coin personal loan

Most loans made to Coin's 172 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Coin's 172 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Coin loan but raises total interest, so the smallest payment is not the cheapest loan.

What is available to Coin borrowers

Coin is a lightly settled community of about 172 people, with 63 larger places inside a 50-mile radius. A Iowa licence lets a lender serve Coin without a local office, so branch density does not change what its 172 residents are offered. The nearest bigger place is Shenandoah, IA about 10 miles away.

Coin's place among Iowa's 940 places

Set beside Iowa's 940 places, Coin ranks 704th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 693rd of 940 Iowa places, putting it near the 26th percentile for growth. Its roughly 192 residents per square mile place it 826th among Iowa's places. The population moved by about 4 people between 2020 and 2023, a 2.3% shift.