Personal loans in Braddyville, IA

In Braddyville, one of 940 Census places in Iowa, the figure to compare across lenders is the APR, not the advertised rate. From the 2020 Census base to the 2023 estimate, the population declined by about 2.1%. Begin with the payment, then weigh APR and total interest across the lenders that reach Braddyville's 139 residents. The closest larger place is Clearmont, MO about 5 miles away.

Where Braddyville stands

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: about 139, ranked 751st of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 2.1%.
• People gained or lost: about 3 fewer since the 2020 base.
• Size percentile: Braddyville's 139 people outrank roughly 20% of the places in Iowa.
• Density: roughly 249 residents per square mile, spread over 0.6 sq mi of land.
• Land area: Braddyville covers 0.6 square miles, the 617th-largest area among Iowa's 940 places.
• Within Iowa: about 0.0% of the state's population lives in Braddyville.
• National rank: Braddyville is the 17,427th most populous of the 19,457 Census places covered here.
• Growth in Iowa: Braddyville stands 657th by percentage change from 2020 to 2023, among 940 places.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Braddyville's 2.1%.
• Density in Iowa: Braddyville ranks 782nd by people per square mile.
• Density in context: Braddyville's 249 people per square mile sit against a Iowa median of 672.
• Location: it lies at 40.5806, -95.0312 in the Census Gazetteer.
• Nearest larger cities: Clearmont (5 mi); Shambaugh (5 mi); College Springs (5 mi); Burlington Junction (9 mi); Clarinda (11 mi). Online lenders reach Braddyville no matter how far the nearest branch is.
• Smaller communities within reach: Elmo (6 mi); Blanchard (10 mi); Yorktown (12 mi).
• Smaller places within 50 miles: 42 of them.
• At 100 miles: 368 larger Census places fall inside that radius.

How personal loans work in Braddyville

Braddyville is a small community of about 139 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Braddyville's 139 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Braddyville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Braddyville compares across Iowa

Set beside Iowa's 940 places, Braddyville ranks 751st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 657th of 940 Iowa places, putting it near the 30th percentile for growth. By density, at about 249 people per square mile, it ranks 782nd in Iowa. Within 50 miles sit 42 smaller Census places, alongside the 77 that are larger.

Braddyville: area, density and distance

Braddyville covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 139 residents, the land area yields roughly 249 people per square mile. The largest place in Iowa, Des Moines, lies about 101 miles away. Counting outward 50 miles, 77 larger communities surround Braddyville. Within the same 50 miles lie 42 smaller Census places.

The Iowa lending rules that reach Braddyville

Read the table as a lender's compliance picture for Braddyville: the rule, the sourced figure, the publisher and the date.

What is available to Braddyville borrowers

Braddyville is a lightly settled community of about 139 people, with 77 larger places inside a 50-mile radius. Whether Braddyville has a local branch or not, a Iowa-licensed lender can serve its 139 people online on the same terms. The nearest larger city, Clearmont, MO about 5 miles away.