Personal loans in Wyoming, MI

With 77,451 residents, Wyoming outranks about 98% of the communities in Michigan. Borrowers who want a bigger city can look to Grand Rapids, MI about 6 miles away. Which products a lender may offer to Wyoming's 77,451 residents follows from the Michigan consumer-lending framework. Begin with the payment, then weigh APR and total interest across the lenders that reach Wyoming's 77,451 residents.

Wyoming: the sourced local profile

Here is the sourced Census picture for Wyoming, plus the Michigan lending rules that apply to a loan taken out here.

• Population: 77,451 people, a figure that places Wyoming 13th among the 533 Census places in Michigan (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 1.2% since the 2020 count.
• Net change: roughly 941 more people than the 2020 Census counted.
• Size percentile: roughly 98% of Michigan places rank below Wyoming.
• Population density: about 3,130 people per square mile (Census land area 24.7 sq mi).
• By land area: Wyoming ranks 18th among Michigan's 533 places, at 24.7 sq mi.
• Water area rank: Wyoming ranks 107th among Michigan's 533 places, with 0.21 sq mi.
• State population share: Wyoming accounts for about 1.5% of everyone in Michigan.
• National rank: Wyoming sits 469th by population among the 19,457 places in this dataset.
• Growth rank: Wyoming's 2020-to-2023 change ranks 99th of 533 places in Michigan.
• State comparison: Michigan's places average -0.3% for 2020-to-2023, against Wyoming's 1.2%.
• Density rank: Wyoming is the 56th most densely settled place in Michigan.
• Density in context: Wyoming's 3,130 people per square mile sit against a Michigan median of 1,078.
• Location: coordinates 42.8903, -85.7067 (US Census Bureau Gazetteer).
• Nearest larger cities: Grand Rapids (6 mi); Lansing (59 mi); South Bend (89 mi); Flint (102 mi); Ann Arbor (109 mi). Lenders licensed in the state serve Wyoming whether or not they keep a local branch.
• Smaller places nearby: Grandville (2 mi); Kentwood (6 mi); East Grand Rapids (6 mi).
• Within a 50-mile radius: 95 smaller Census places.
• Larger places within 100 miles: 3.

Land, water and location for Wyoming

The Census Gazetteer records 24.7 square miles of land and 0.21 square miles of water within Wyoming. The resulting density is about 3,130 people per square mile. For the state's biggest city, Detroit, the distance is roughly 137 miles. Wyoming has 1 larger places within a 50-mile radius. Within the same 50 miles lie 95 smaller Census places.

How lenders reach Wyoming

At roughly 3,130 people per square mile, Wyoming is fairly dense; 1 larger places lie within 50 miles. Distance to a branch rarely matters for Wyoming's 77,451 residents: the application is online and the price follows your credit file. The nearest larger city, Grand Rapids, MI about 6 miles away.

Wyoming's place among Michigan's 533 places

Against Michigan's other places, Wyoming accounts for about 1.5% of the state's population and ranks 13th of 533 by size. For population change between 2020 and 2023, Wyoming ranks 99th of 533 in Michigan (about the 81th percentile). Its roughly 3,130 residents per square mile place it 56th among Michigan's places. Between 2020 and 2023 the count changed by roughly 941 residents.

How Michigan law applies in Wyoming

Below are the Michigan rules that apply to a loan made in Wyoming, each with the regulator that issued it.

What a Wyoming borrower is actually offered

With roughly 77,451 residents, Wyoming is a mid-sized city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Wyoming lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Wyoming loan but raises total interest, so the smallest payment is not the cheapest loan.