Personal loans in Grandville, MI
Personal loans in Grandville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 16,682 population. A 2020-to-2023 comparison shows Grandville up by about 3.7%.
Grandville is one of 533 Census places in Michigan; its 16,682 residents put it at 60th. Decide the purpose of the loan and your repayment plan before sharing any details with a Grandville lender. A lender that serves Grandville operates under Michigan lending statutes and a Michigan supervisor. A larger market lies at Wyoming, MI about 2 miles away.
Grandville by the numbers
What follows is Grandville's place in the Census record, alongside the Michigan rules that govern a personal loan made here.
- Population: about 16,682, ranked 60th of 533 places in Michigan (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 3.7%.
- Net change: roughly 596 more people than the 2020 Census counted.
- Size percentile: about 89% of Michigan's Census places are smaller than Grandville.
- Population density: about 2,302 people per square mile across 7.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Grandville's 7.2 square miles rank 59th of 533 places in Michigan.
- Water: Grandville holds about 0.43 square miles, the 66th-largest water area in Michigan.
- Share of Michigan: Grandville holds about 0.3% of the state's population, some 16,682 people.
- National standing: Grandville ranks 2,189th of 19,457 US places.
- Growth in Michigan: Grandville stands 23rd by percentage change from 2020 to 2023, among 533 places.
- Versus Michigan: the state average change is -0.3%, while Grandville moved 3.7%.
- Density in Michigan: Grandville ranks 99th by people per square mile.
- Density vs Michigan: Grandville's 2,302 people per square mile compare with a state median of 1,078.
- Location: mapped by the US Census Bureau at 42.9005, -85.7521.
- Nearest larger cities: Wyoming (2 mi); Grand Rapids (6 mi); Walker (7 mi); Kentwood (8 mi); Holland (20 mi). Larger metros often have more branches, but online lenders reach Grandville on the same terms.
- Nearest smaller towns: Hudsonville (6 mi); East Grand Rapids (8 mi); Caledonia (14 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 81 smaller Census places.
- At 100 miles: 20 larger Census places fall inside that radius.
The state rulebook for Grandville
Every row below records a Michigan rule, its publisher and its retrieval date — the same rules a Grandville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
A pre-application checklist for Grandville
Before you hand your details to a lender in Grandville, where the population is near 16,682:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Michigan licence with the regulator listed on this page.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
What differs between Grandville and the rest of Michigan is not the process but the borrower's own file, among the 16,682 people here.
Where Grandville sits in Michigan
Among Michigan's 533 places, Grandville sits at 60th for population, a share of roughly 0.3% of the state. Its 2020-to-2023 change ranks 23rd of 533 Michigan places, putting it near the 96th percentile for growth. Its roughly 2,302 residents per square mile place it 99th among Michigan's places. By land area, its 7.2 square miles rank 59th of 533 places in Michigan.
How a Grandville personal loan is priced
In Grandville, a small town of about 16,682, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Grandville loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Grandville decides the split between a comfortable payment and the total interest you pay.
Grandville: area, density and distance
Inside Grandville's boundaries lie roughly 7.2 square miles of land and 0.43 square miles of water. The resulting density is about 2,302 people per square mile. For the state's biggest city, Detroit, the distance is roughly 139 miles. A 50-mile radius around Grandville takes in 10 places that are larger. By land area it ranks 59th of 533 Michigan places.
Common questions
What are my options in Grandville if my credit is poor?
What loan size can I expect in Grandville?
Do I have to pledge anything to borrow in Grandville?
Does comparing loans in Grandville cost me credit score points?
Nearby places
- Wyoming, MI — population 77,451
- Walker, MI — population 25,289
- Grand Rapids, MI — population 196,608
- Hudsonville, MI — population 7,879
- East Grand Rapids, MI — population 11,429
- Kentwood, MI — population 53,987
- Coopersville, MI — population 4,846
- Wayland, MI — population 4,484