Personal loans in Hudsonville, MI
Personal loans in Hudsonville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 7,879 population. With 7,879 residents, Hudsonville outranks about 78% of the communities in Michigan.
The next larger city is Grandville, MI about 6 miles away. Population in Hudsonville climbed about 3.3% over the three years from 2020 to 2023. Consumer lending that reaches Hudsonville's 7,879 residents is governed by Michigan statute; no city ordinance changes it. Work out your debt-to-income ratio first; lenders weigh it heavily, and Hudsonville's 7,879 residents are no exception.
Hudsonville by the numbers
Here is the sourced Census picture for Hudsonville, plus the Michigan lending rules that apply to a loan taken out here.
- Population: a Census-estimated 7,879, 115th among Michigan's 533 places (Vintage 2023).
- Population trend: Growth of about 3.3% across the 2020-to-2023 comparison.
- Net change: roughly 250 more people than the 2020 Census counted.
- Size percentile: about 78% of Michigan communities are smaller than Hudsonville (7,879 residents).
- Population density: about 1,913 people per square mile (Census land area 4.1 sq mi).
- Land area: Hudsonville covers 4.1 square miles, the 118th-largest area among Michigan's 533 places.
- Share of state population: Hudsonville's 7,879 residents are about 0.2% of Michigan.
- National rank: Hudsonville sits 3,714th by population among the 19,457 places in this dataset.
- Growth rank: Hudsonville ranks 29th among Michigan's 533 places for the 2020-to-2023 change.
- Against the state trend: Hudsonville's 3.3% change compares with a Michigan average of -0.3% across its 533 places.
- Density rank: Hudsonville is the 134th most densely settled place in Michigan.
- Density vs Michigan: Hudsonville's 1,913 people per square mile compare with a state median of 1,078.
- Location: coordinates 42.8634, -85.8622 (US Census Bureau Gazetteer).
- Nearest larger cities: Grandville (6 mi); Wyoming (8 mi); Walker (11 mi); Grand Rapids (12 mi); Holland (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Zeeland (8 mi); Coopersville (14 mi); Hopkins (17 mi), each with its own Census population profile.
- Within a 50-mile radius: 68 smaller Census places.
- At 100 miles: 42 larger Census places fall inside that radius.
Land, water and location for Hudsonville
The Census Gazetteer records about 4.1 square miles of land within Hudsonville, with no significant water area listed. That land carries about 1,913 people per square mile. The state's population centre of gravity, Detroit, is roughly 144 miles away. Within 50 miles of Hudsonville there are 15 larger Census places. Within the same 50 miles lie 68 smaller Census places.
A pre-application checklist for Hudsonville
These steps shape the offer you get in Hudsonville, a place of about 7,879 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Michigan licence with the regulator listed on this page.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
In Hudsonville as elsewhere in Michigan, the written terms — not the advertisement — are what count for its 7,879 residents.
Hudsonville against the rest of Michigan
Among Michigan's 533 places, Hudsonville sits at 115th for population, a share of roughly 0.2% of the state. On the 2020-to-2023 trend, Hudsonville stands 29th among Michigan's 533 places — roughly the 95th percentile. Its roughly 1,913 residents per square mile place it 134th among Michigan's places. By land area, its 4.1 square miles rank 118th of 533 places in Michigan.
Michigan rules behind a Hudsonville personal loan
The rows below set out what a licensed lender must follow in Michigan, and so for Hudsonville's roughly 7,879 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment service transactions (2005 PA 244; MCL 487.2121 et seq.), licensed and regulated by DIFS Source says: "AN ACT to regulate the business of providing deferred presentment service transactions; to require the licensing of providers of deferred presentment service transactions" | Michigan Legislature as of 2026-09-16 |
Inside a Hudsonville personal loan
With roughly 7,879 residents, Hudsonville is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Hudsonville can be quoted different APRs on the same amount and term. The term you choose in Hudsonville decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Hudsonville if my credit is poor?
What loan size can I expect in Hudsonville?
Do I have to pledge anything to borrow in Hudsonville?
Does comparing loans in Hudsonville cost me credit score points?
Nearby places
- Grandville, MI — population 16,682
- Wyoming, MI — population 77,451
- Zeeland, MI — population 5,645
- Walker, MI — population 25,289
- Coopersville, MI — population 4,846
- Grand Rapids, MI — population 196,608
- Holland, MI — population 34,540
- Hopkins, MI — population 627