Personal loans in Woodmont, CT

By population, Woodmont sits at 23rd in Connecticut, with an estimated 2,372 residents. Census figures put the 2020-to-2023 increase in Woodmont at about 61.3%. Woodmont counts about 2,372 people, and what is genuinely local about borrowing here is limited — Connecticut law does the governing. For the 2,372 people in Woodmont, Connecticut runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Pull your credit reports and line up at least three offers before you apply from Woodmont. The closest larger place is West Haven, CT about 4 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Woodmont: population, trend and location

Only a few things actually differ by place — population, area, location, and the Connecticut rules a lender must follow — and they are below.

How Connecticut law applies in Woodmont

The rows below set out what a licensed lender must follow in Connecticut, and so for Woodmont's roughly 2,372 residents.

RuleDetailSource
State lending regulatorConnecticut Department of Banking
Source says: "The Department of Banking considers payday loan companies as unlicensed small loan lenders".
Connecticut Department of Banking
as of 2026-09-16
Small-loan APR caps (§ 36a-558(d))Loans under $5,000: lesser of 36% APR or the Military Lending Act rate cap; loans $5,000–$50,000: 25% APR
Source says: "an APR that exceeds the lesser of thirty-six per cent"; "an APR that exceeds twenty-five per cent".
Connecticut General Assembly — C.G.S. § 36a-558(d) (2026 Supplement)
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per annum (consumer loans; statutory exceptions apply, e.g., banks, credit unions, small loan licensees)
Source says: "charge, demand, accept or make any agreement to receive therefor interest at a rate greater than twelve per cent per annum".
Connecticut General Assembly — C.G.S. § 37-4
as of 2026-09-16

How personal loans work in Woodmont

A Woodmont personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,372 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Woodmont. Shortening the term on a Woodmont loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The geography behind Woodmont

Inside Woodmont's boundaries lie roughly 0.3 square miles of land and 0.72 square miles of water. Spread across it are roughly 8,625 residents per square mile. For the state's biggest city, Bridgeport, the distance is roughly 11 miles. Within 50 miles of Woodmont there are 93 larger Census places. Within the same 50 miles lie 46 smaller Census places.

Getting a loan in Woodmont

With about 8,625 residents per square mile, Woodmont is densely built, and 93 larger Census places sit within 50 miles. Distance to a branch rarely matters for Woodmont's 2,372 residents: the application is online and the price follows your credit file. The nearest larger city, West Haven, CT about 4 miles away.

How Woodmont compares across Connecticut

Set beside Connecticut's 29 places, Woodmont ranks 23rd by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Woodmont ranks 1st of 29 in Connecticut (about the 97th percentile). Its roughly 8,625 residents per square mile place it 2nd among Connecticut's places. Within 50 miles sit 46 smaller Census places, alongside the 93 that are larger.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Woodmont if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Woodmont is the same as anywhere in Connecticut.
What loan size can I expect in Woodmont?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Woodmont?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Woodmont cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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