Personal loans in Woodmont, CT
By population, Woodmont sits at 23rd in Connecticut, with an estimated 2,372 residents. Census figures put the 2020-to-2023 increase in Woodmont at about 61.3%. Woodmont counts about 2,372 people, and what is genuinely local about borrowing here is limited — Connecticut law does the governing. For the 2,372 people in Woodmont, Connecticut runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Pull your credit reports and line up at least three offers before you apply from Woodmont. The closest larger place is West Haven, CT about 4 miles away.
Woodmont: population, trend and location
Only a few things actually differ by place — population, area, location, and the Connecticut rules a lender must follow — and they are below.
- Population: about 2,372, ranked 23rd of 29 places in Connecticut (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 61.3% between 2020 and 2023.
- Net change: roughly 901 more people than the 2020 Census counted.
- Size percentile: bigger than about 21% of the places in Connecticut, with 2,372 residents in Woodmont.
- Population density: 8,625 people per square mile on 0.3 square miles of land.
- Land area: Woodmont covers 0.3 square miles, the 29th-largest area among Connecticut's 29 places.
- Water area: Woodmont has 0.72 square miles of water, ranking 11th of 29 places in Connecticut.
- Share of Connecticut: Woodmont holds about 0.2% of the state's population, some 2,372 people.
- Nationally: Woodmont is the 7,021st-largest of 19,457 Census places in the dataset.
- Growth rank: Woodmont's 2020-to-2023 change ranks 1st of 29 places in Connecticut.
- State comparison: Connecticut's places average +2.5% for 2020-to-2023, against Woodmont's 61.3%.
- Density rank: Woodmont is the 2nd most densely settled place in Connecticut.
- Density vs Connecticut: Woodmont's 8,625 people per square mile compare with a state median of 2,915.
- Location: latitude 41.2216, longitude -72.9951 (Census Gazetteer).
- Nearest larger cities: West Haven (4 mi); New Haven (7 mi); Derby (9 mi); Ansonia (9 mi); Shelton (9 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Belle Terre (18 mi); Shoreham (19 mi); Old Field (19 mi).
- Smaller places within 50 miles: 46 of them.
- Larger places within 100 miles: 351.
How Connecticut law applies in Woodmont
The rows below set out what a licensed lender must follow in Connecticut, and so for Woodmont's roughly 2,372 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Connecticut Department of Banking Source says: "The Department of Banking considers payday loan companies as unlicensed small loan lenders". | Connecticut Department of Banking as of 2026-09-16 |
| Small-loan APR caps (§ 36a-558(d)) | Loans under $5,000: lesser of 36% APR or the Military Lending Act rate cap; loans $5,000–$50,000: 25% APR Source says: "an APR that exceeds the lesser of thirty-six per cent"; "an APR that exceeds twenty-five per cent". | Connecticut General Assembly — C.G.S. § 36a-558(d) (2026 Supplement) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum (consumer loans; statutory exceptions apply, e.g., banks, credit unions, small loan licensees) Source says: "charge, demand, accept or make any agreement to receive therefor interest at a rate greater than twelve per cent per annum". | Connecticut General Assembly — C.G.S. § 37-4 as of 2026-09-16 |
How personal loans work in Woodmont
A Woodmont personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,372 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Woodmont. Shortening the term on a Woodmont loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The geography behind Woodmont
Inside Woodmont's boundaries lie roughly 0.3 square miles of land and 0.72 square miles of water. Spread across it are roughly 8,625 residents per square mile. For the state's biggest city, Bridgeport, the distance is roughly 11 miles. Within 50 miles of Woodmont there are 93 larger Census places. Within the same 50 miles lie 46 smaller Census places.
Getting a loan in Woodmont
With about 8,625 residents per square mile, Woodmont is densely built, and 93 larger Census places sit within 50 miles. Distance to a branch rarely matters for Woodmont's 2,372 residents: the application is online and the price follows your credit file. The nearest larger city, West Haven, CT about 4 miles away.
How Woodmont compares across Connecticut
Set beside Connecticut's 29 places, Woodmont ranks 23rd by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Woodmont ranks 1st of 29 in Connecticut (about the 97th percentile). Its roughly 8,625 residents per square mile place it 2nd among Connecticut's places. Within 50 miles sit 46 smaller Census places, alongside the 93 that are larger.
Common questions
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Nearby places
- West Haven, CT — population 54,790
- New Haven, CT — population 135,319
- Derby, CT — population 12,406
- Ansonia, CT — population 19,008
- Shelton, CT — population 42,144
- Bridgeport, CT — population 148,028
- Belle Terre, NY — population 785
- Naugatuck, CT — population 31,820