Personal loans in Ansonia, CT
For the 19,008 people in Ansonia, Connecticut runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Ansonia, Connecticut — home to about 19,008 people — is a small town, so the terms you are offered follow Connecticut law rather than any local rule. With 19,008 residents, Ansonia outranks about 38% of the communities in Connecticut. Population in Ansonia climbed about 0.5% over the three years from 2020 to 2023. For a community of about 19,008, the practical step is to compare APR across at least three lenders before committing. The closest larger city is Shelton, CT about 5 miles away.
Ansonia by the numbers
Most of what governs a Ansonia loan is written in Connecticut law rather than in the city; the sourced notes below make that split concrete.
- Population: 19,008 — Ansonia ranks 18th of 29 communities in Connecticut (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 0.5% across the 2020-to-2023 comparison.
- Absolute change: 95 residents added between 2020 and 2023.
- Size percentile: Ansonia's 19,008 people outrank roughly 38% of the places in Connecticut.
- Density: roughly 3,158 residents per square mile, spread over 6.0 sq mi of land.
- By land area: Ansonia ranks 17th among Connecticut's 29 places, at 6.0 sq mi.
- Water area rank: Ansonia ranks 19th among Connecticut's 29 places, with 0.17 sq mi.
- State population share: Ansonia accounts for about 1.4% of everyone in Connecticut.
- National rank: Ansonia is 1,973rd of 19,457 places nationwide.
- Growth rank: Ansonia ranks 16th among Connecticut's 29 places for the 2020-to-2023 change.
- Against the state trend: Ansonia's 0.5% change compares with a Connecticut average of +2.5% across its 29 places.
- Density rank: Ansonia is the 13th most densely settled place in Connecticut.
- Density in context: Ansonia's 3,158 people per square mile sit against a Connecticut median of 2,915.
- Location: latitude 41.3442, longitude -73.0698 (Census Gazetteer).
- Nearest larger cities: Shelton (5 mi); West Haven (7 mi); New Haven (8 mi); Naugatuck (10 mi); Bridgeport (13 mi). Living near a larger metro rarely changes what is available in Ansonia.
- Nearest smaller towns: Derby (1 mi); Woodmont (9 mi); Newtown (13 mi) — useful context for the surrounding area.
- Smaller neighbours: 103 places smaller than Ansonia sit within 50 miles.
- At 100 miles: 106 larger Census places fall inside that radius.
How personal loans work in Ansonia
Ansonia is a small town of about 19,008 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Ansonia's 19,008 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Ansonia decides the split between a comfortable payment and the total interest you pay.
Connecticut consumer-lending rules applied in Ansonia
Every row below records a Connecticut rule, its publisher and its retrieval date — the same rules a Ansonia lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Connecticut Department of Banking Source says: "The Department of Banking considers payday loan companies as unlicensed small loan lenders". | Connecticut Department of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required for loans of $50,000 or less with an APR greater than 12% (Small Loan Lending and Related Activities Act, C.G.S. §§ 36a-555 to 36a-573) Source says: "Without having first obtained a small loan license from the commissioner pursuant to section 36a-565, no person shall". | Connecticut General Assembly — C.G.S. § 36a-556 (2026 Supplement) as of 2026-09-16 |
| Small-loan APR caps (§ 36a-558(d)) | Loans under $5,000: lesser of 36% APR or the Military Lending Act rate cap; loans $5,000–$50,000: 25% APR Source says: "an APR that exceeds the lesser of thirty-six per cent"; "an APR that exceeds twenty-five per cent". | Connecticut General Assembly — C.G.S. § 36a-558(d) (2026 Supplement) as of 2026-09-16 |
Borrowing reach in Ansonia
Ansonia is a fairly dense community of about 19,008 people, with 26 larger places inside a 50-mile radius. Whether Ansonia has a local branch or not, a Connecticut-licensed lender can serve its 19,008 people online on the same terms. The nearest bigger place is Shelton, CT about 5 miles away.
Land, water and location for Ansonia
Inside Ansonia's boundaries lie roughly 6.0 square miles of land and 0.17 square miles of water. With 19,008 residents, the land area yields roughly 3,158 people per square mile. The largest place in Connecticut, Bridgeport, lies about 13 miles away. Ansonia has 26 larger places within a 50-mile radius. By land area it ranks 17th of 29 Connecticut places.
Where Ansonia sits in Connecticut
Within Connecticut, Ansonia holds roughly 1.4% of all residents, the 18th-largest share among 29 places. On the 2020-to-2023 trend, Ansonia stands 16th among Connecticut's 29 places — roughly the 45th percentile. Its roughly 3,158 residents per square mile place it 13th among Connecticut's places. The population moved by about 95 people between 2020 and 2023, a 0.5% shift.
Common questions
What are my options in Ansonia if my credit is poor?
What loan size can I expect in Ansonia?
Do I have to pledge anything to borrow in Ansonia?
Does comparing loans in Ansonia cost me credit score points?
Nearby places
- Derby, CT — population 12,406
- Shelton, CT — population 42,144
- West Haven, CT — population 54,790
- Woodmont, CT — population 2,372
- Naugatuck, CT — population 31,820
- New Haven, CT — population 135,319
- Bridgeport, CT — population 148,028
- Waterbury, CT — population 114,990