Personal loans in New Haven, CT

Rate ceilings, licensing requirements and product limits for New Haven are all set at the Connecticut level. About 135,319 people live in New Haven, placing it 3rd of 29 Census places in Connecticut. Verify the lender's Connecticut licence against the regulator named below before borrowing in New Haven. New Haven added about 1.0% to its population between the 2020 base and the 2023 estimate. The next larger city is Bridgeport, CT about 16 miles away.

The New Haven data picture

Here is the sourced Census picture for New Haven, plus the Connecticut lending rules that apply to a loan taken out here.

• Population: the Census counts 135,319 residents in New Haven (Vintage 2023 subcounty estimate), the 3rd-largest figure among Connecticut's 29 places.
• Population trend: Up about 1.0% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 1,293 more people than the 2020 Census counted.
• Size percentile: about 90% of Connecticut's Census places are smaller than New Haven.
• Land and density: 18.7 square miles of land carry roughly 7,240 residents per square mile.
• By land area: New Haven ranks 11th among Connecticut's 29 places, at 18.7 sq mi.
• Water area rank: New Haven ranks 7th among Connecticut's 29 places, with 1.44 sq mi.
• Within Connecticut: about 9.9% of the state's population lives in New Haven.
• Nationally: New Haven is the 204th-largest of 19,457 Census places in the dataset.
• Growth rank: New Haven ranks 10th among Connecticut's 29 places for the 2020-to-2023 change.
• Against the state trend: New Haven's 1.0% change compares with a Connecticut average of +2.5% across its 29 places.
• Density in Connecticut: New Haven ranks 3rd by people per square mile.
• Against the state median: New Haven runs about 7,240 residents per square mile, where the Connecticut median is 2,915.
• Location: mapped by the US Census Bureau at 41.3108, -72.9250.
• Nearest larger cities: Bridgeport (16 mi); Stamford (36 mi); Yonkers (55 mi); Springfield (59 mi); New York (69 mi). Lenders licensed in the state serve New Haven whether or not they keep a local branch.
• Smaller communities close by: West Haven (3 mi); Woodmont (7 mi); Ansonia (8 mi), each with its own Census population profile.
• Within a 50-mile radius: 82 smaller Census places.
• Within 100 miles: 11 places are larger than New Haven.

Connecticut consumer-lending rules applied in New Haven

For the roughly 135,319 residents of New Haven, the rules below are Connecticut's own; each row carries its publisher and retrieval date.

The anatomy of a New Haven personal loan

Most loans made to New Haven's 135,319 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a New Haven lender to disclose the APR and finance charge before you sign. Shortening the term on a New Haven loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

New Haven against the rest of Connecticut

Against Connecticut's other places, New Haven accounts for about 9.9% of the state's population and ranks 3rd of 29 by size. On the 2020-to-2023 trend, New Haven stands 10th among Connecticut's 29 places — roughly the 66th percentile. At about 7,240 people per square mile, New Haven is the 3rd most densely settled place in Connecticut. By land area, its 18.7 square miles rank 11th of 29 places in Connecticut.

Getting a loan in New Haven

New Haven is a densely built community of about 135,319 people, with 2 larger places inside a 50-mile radius. What is available to New Haven's 135,319 borrowers is set by Connecticut licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Bridgeport, CT about 16 miles away.

Where New Haven sits

New Haven covers about 18.7 square miles of land, with 1.44 square miles of water inside its boundaries (Census Gazetteer). With 135,319 residents, the land area yields roughly 7,240 people per square mile. The largest place in Connecticut, Bridgeport, lies about 16 miles away. Counting outward 50 miles, 2 larger communities surround New Haven. Within the same 50 miles lie 82 smaller Census places.