Personal loans in Wind Point, WI

At about 1,636 residents, Wind Point is larger than roughly 53% of the places in Wisconsin. The trend for Wind Point between 2020 and 2023 is downward by roughly 1.0%. Read the disclosure for an origination fee and any prepayment penalty before signing in Wind Point. The nearest larger metro is Racine, WI about 4 miles away.

Borrowing in Wind Point: the local picture

Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.

• Population: 1,636 residents; Wind Point is the 284th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 1.0% since the 2020 count.
• Absolute change: 16 residents lost between 2020 and 2023.
• Size percentile: about 53% of Wisconsin's Census places are smaller than Wind Point.
• Density: roughly 1,292 residents per square mile, spread over 1.3 sq mi of land.
• By land area: Wind Point ranks 429th among Wisconsin's 605 places, at 1.3 sq mi.
• Water: Wind Point holds about 0.03 square miles, the 295th-largest water area in Wisconsin.
• Within Wisconsin: about 0.0% of the state's population lives in Wind Point.
• National rank: Wind Point is 8,385th of 19,457 places nationwide.
• Growth rank: Wind Point ranks 390th among Wisconsin's 605 places for the 2020-to-2023 change.
• Versus Wisconsin: the state average change is +0.4%, while Wind Point moved 1.0%.
• Density rank: Wind Point is the 145th most densely settled place in Wisconsin.
• Density vs Wisconsin: Wind Point's 1,292 people per square mile compare with a state median of 800.
• Location: the Census Gazetteer records it at 42.7804, -87.7716.
• Nearest larger cities: Racine (4 mi); Caledonia (5 mi); Mount Pleasant (8 mi); Sturtevant (9 mi); Oak Creek (9 mi). Lenders licensed in the state serve Wind Point whether or not they keep a local branch.
• Nearest smaller places: North Bay (1 mi); Elmwood Park (7 mi); Big Bend (23 mi).
• Smaller neighbours: 26 places smaller than Wind Point sit within 50 miles.
• Within 100 miles: 471 places are larger than Wind Point.

Lender access in Wind Point

With about 1,292 residents per square mile, Wind Point is moderately settled, and 152 larger Census places sit within 50 miles. Distance to a branch rarely matters for Wind Point's 1,636 residents: the application is online and the price follows your credit file. The nearest bigger place is Racine, WI about 4 miles away.

What to do before borrowing in Wind Point

Before you apply in Wind Point, a community of about 1,636, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Wisconsin licence with the regulator listed on this page.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

What differs between Wind Point and the rest of Wisconsin is not the process but the borrower's own file, among the 1,636 people here.

The geography behind Wind Point

The Census Gazetteer records 1.3 square miles of land and 0.03 square miles of water within Wind Point. Spread across it are roughly 1,292 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 22 miles away. Wind Point has 152 larger places within a 50-mile radius. The 100-mile radius contains 471 larger places.

Wind Point's place among Wisconsin's 605 places

Among Wisconsin's 605 places, Wind Point sits at 284th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Wind Point ranks 390th of 605 in Wisconsin (about the 36th percentile). Its roughly 1,292 residents per square mile place it 145th among Wisconsin's places. The population moved by about 16 people between 2020 and 2023, a 1.0% shift.

The state rulebook for Wind Point

For the roughly 1,636 residents of Wind Point, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.