Personal loans in Caledonia, WI

Read the disclosure for an origination fee and any prepayment penalty before signing in Caledonia. With 25,326 residents, Caledonia outranks about 94% of the communities in Wisconsin. Lenders active in Caledonia report to a Wisconsin supervisor, identified in the sourced rows below. From the 2020 Census base to the 2023 estimate, the population declined by about 0.1%. A larger market lies at Oak Creek, WI about 6 miles away.

Caledonia: the sourced local profile

What follows is Caledonia's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.

• Population: the Census counts 25,326 residents in Caledonia (Vintage 2023 subcounty estimate), the 34th-largest figure among Wisconsin's 605 places.
• Population trend: A decline of about 0.1% across the 2020-to-2023 comparison.
• Net change: roughly 25 fewer people than the 2020 Census counted.
• Size percentile: about 94% of Wisconsin's Census places are smaller than Caledonia.
• Population density: about 560 people per square mile (Census land area 45.2 sq mi).
• Land area rank: Caledonia's 45.2 square miles rank 6th of 605 places in Wisconsin.
• Water area: Caledonia has 0.32 square miles of water, ranking 103rd of 605 places in Wisconsin.
• State population share: Caledonia accounts for about 0.6% of everyone in Wisconsin.
• National rank: Caledonia is the 1,544th most populous of the 19,457 Census places covered here.
• Growth in Wisconsin: Caledonia stands 280th by percentage change from 2020 to 2023, among 605 places.
• Against the state trend: Caledonia's 0.1% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density in Wisconsin: Caledonia ranks 393rd by people per square mile.
• Density vs Wisconsin: Caledonia's 560 people per square mile compare with a state median of 800.
• Location: coordinates 42.7974, -87.8774 (US Census Bureau Gazetteer).
• Nearest larger cities: Oak Creek (6 mi); Racine (6 mi); Mount Pleasant (6 mi); Franklin (9 mi); Greenfield (13 mi). Larger metros often have more branches, but online lenders reach Caledonia on the same terms.
• Smaller communities close by: North Bay (5 mi); Wind Point (5 mi); Raymond (7 mi), each with its own Census population profile.
• Smaller places within 50 miles: 149 of them.
• Larger places within 100 miles: 104.

A pre-application checklist for Caledonia

For Caledonia's roughly 25,326 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Wisconsin regulator's licence records before you sign.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

What differs between Caledonia and the rest of Wisconsin is not the process but the borrower's own file, among the 25,326 people here.

How Wisconsin law applies in Caledonia

These are Wisconsin's sourced lending facts as they reach Caledonia's 25,326 residents; the state has no city-level rate rule.

Caledonia in state context

Within Wisconsin, Caledonia holds roughly 0.6% of all residents, the 34th-largest share among 605 places. On the 2020-to-2023 trend, Caledonia stands 280th among Wisconsin's 605 places — roughly the 54th percentile. Its roughly 560 residents per square mile place it 393rd among Wisconsin's places. The population moved by about 25 people between 2020 and 2023, a 0.1% shift.

Getting a loan in Caledonia

With about 560 residents per square mile, Caledonia is moderately settled, and 33 larger Census places sit within 50 miles. What is available to Caledonia's 25,326 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Oak Creek, WI about 6 miles away.

The geography behind Caledonia

The Census Gazetteer records 45.2 square miles of land and 0.32 square miles of water within Caledonia. Spread across it are roughly 560 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 19 miles away. Within 50 miles of Caledonia there are 33 larger Census places. By land area it ranks 6th of 605 Wisconsin places.