Personal loans in Sturtevant, WI
Personal loans in Sturtevant are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 6,735 population. By population, Sturtevant sits at 132nd in Wisconsin, with an estimated 6,735 residents.
For a bigger market, look to Mount Pleasant, WI about 1 miles away. Sturtevant shed about 2.6% of its population between the 2020 base and the 2023 estimate. Which products a lender may offer to Sturtevant's 6,735 residents follows from the Wisconsin consumer-lending framework. Begin with the payment, then weigh APR and total interest across the lenders that reach Sturtevant's 6,735 residents.
Borrowing in Sturtevant: the local picture
Most of what governs a Sturtevant loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 6,735 residents in Sturtevant (Vintage 2023 subcounty estimate), the 132nd-largest figure among Wisconsin's 605 places.
- Population trend: A loss of roughly 2.6% between 2020 and 2023.
- Net change: roughly 182 fewer people than the 2020 Census counted.
- Size percentile: roughly 78% of Wisconsin places rank below Sturtevant.
- Population density: about 1,641 people per square mile (Census land area 4.1 sq mi).
- Land area rank: Sturtevant's 4.1 square miles rank 177th of 605 places in Wisconsin.
- Share of state population: Sturtevant's 6,735 residents are about 0.2% of Wisconsin.
- National standing: Sturtevant ranks 4,091st of 19,457 US places.
- Growth rank: Sturtevant's 2020-to-2023 change ranks 549th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Sturtevant's 2.6%.
- Density rank: Sturtevant is the 97th most densely settled place in Wisconsin.
- Density in context: Sturtevant's 1,641 people per square mile sit against a Wisconsin median of 800.
- Location: 42.6989 / -87.9016, per the US Census Bureau Gazetteer.
- Nearest larger cities: Mount Pleasant (1 mi); Somers (4 mi); Racine (5 mi); Caledonia (7 mi); Kenosha (8 mi). Living near a larger metro rarely changes what is available in Sturtevant.
- Smaller places close by: Elmwood Park (4 mi); Yorkville (5 mi); Union Grove (8 mi).
- Smaller neighbours: 87 places smaller than Sturtevant sit within 50 miles.
- Within 100 miles: 310 places are larger than Sturtevant.
What shapes a Sturtevant personal loan
Most loans made to Sturtevant's 6,735 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Sturtevant's rank of 132nd in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Sturtevant loan is knowable in advance — unlike a revolving card balance.
Where Sturtevant sits
Sturtevant's land area is roughly 4.1 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,641 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 25 miles away. Within 50 miles of Sturtevant there are 113 larger Census places. Within the same 50 miles lie 87 smaller Census places.
Before you apply in Sturtevant
Before you apply in Sturtevant, a community of about 6,735, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Wisconsin licence with the regulator named above before committing.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Sturtevant and the rest of Wisconsin is not the process but the borrower's own file, among the 6,735 people here.
How Wisconsin law applies in Sturtevant
The rows below set out what a licensed lender must follow in Wisconsin, and so for Sturtevant's roughly 6,735 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Borrowing reach in Sturtevant
Sturtevant is a moderately settled community of about 6,735 people, with 113 larger places inside a 50-mile radius. Lenders licensed in Wisconsin reach Sturtevant's 6,735 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Mount Pleasant, WI about 1 miles away.
Common questions
What are my options in Sturtevant if my credit is poor?
What loan size can I expect in Sturtevant?
Do I have to pledge anything to borrow in Sturtevant?
Does comparing loans in Sturtevant cost me credit score points?
Nearby places
- Mount Pleasant, WI — population 27,727
- Somers, WI — population 8,140
- Elmwood Park, WI — population 505
- Racine, WI — population 76,602
- Caledonia, WI — population 25,326
- Yorkville, WI — population 3,244
- Kenosha, WI — population 98,211
- North Bay, WI — population 205