Personal loans in Wilton, IA

Rate-shopping from Wilton costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Wilton is home to roughly 2,930 people and stands 122nd by size out of 940 Census places in Iowa. Consumer lending that reaches Wilton's 2,930 residents is governed by Iowa statute; no city ordinance changes it. Wilton added about 0.2% to its population between the 2020 base and the 2023 estimate. The next larger city is Muscatine, IA about 12 miles away.

Where Wilton stands

The figures below are Wilton's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 2,930 residents; Wilton is the 122nd-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 0.2% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 5 residents.
• Size percentile: Wilton sits ahead of around 87% of Iowa places, at 2,930 people.
• Land and density: 2.1 square miles of land carry roughly 1,426 residents per square mile.
• By land area: Wilton ranks 199th among Iowa's 940 places, at 2.1 sq mi.
• State share: roughly 0.1% of Iowa's residents live in Wilton (2,930 people).
• National standing: Wilton ranks 6,357th of 19,457 US places.
• Growth in Iowa: Wilton stands 220th by percentage change from 2020 to 2023, among 940 places.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Wilton's 0.2%.
• Density in Iowa: Wilton ranks 91st by people per square mile.
• Density in context: Wilton's 1,426 people per square mile sit against a Iowa median of 672.
• Location: it lies at 41.5891, -91.0255 in the Census Gazetteer.
• Nearest larger cities: Muscatine (12 mi); West Liberty (12 mi); Tipton (14 mi); Davenport (22 mi); Eldridge (23 mi). Living near a larger metro rarely changes what is available in Wilton.
• Nearest smaller places: Durant (6 mi); Atalissa (7 mi); Stockton (9 mi).
• Smaller neighbours: 115 places smaller than Wilton sit within 50 miles.
• Larger places within 100 miles: 84.

Where Wilton sits

Wilton covers about 2.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,426 people per square mile. Des Moines, the largest place in Iowa, is about 134 miles from Wilton. A 50-mile radius around Wilton takes in 34 places that are larger. Within the same 50 miles lie 115 smaller Census places.

Borrowing reach in Wilton

At roughly 1,426 people per square mile, Wilton is moderately settled; 34 larger places lie within 50 miles. A Iowa licence lets a lender serve Wilton without a local office, so branch density does not change what its 2,930 residents are offered. The nearest bigger place is Muscatine, IA about 12 miles away.

How Wilton compares across Iowa

Within Iowa, Wilton holds roughly 0.1% of all residents, the 122nd-largest share among 940 places. For population change between 2020 and 2023, Wilton ranks 220th of 940 in Iowa (about the 77th percentile). At about 1,426 people per square mile, Wilton is the 91st most densely settled place in Iowa. The population moved by about 5 people between 2020 and 2023, a 0.2% shift.

What Iowa law requires in Wilton

The rows below set out what a licensed lender must follow in Iowa, and so for Wilton's roughly 2,930 residents.

The Wilton borrowing checklist

Before you apply in Wilton, a community of about 2,930, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Iowa licence with the regulator named above before committing.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Wilton-specific: the same Iowa licensing and disclosure rules reach all 2,930 residents.