Personal loans in Atalissa, IA
Atalissa is a small community in Iowa, with an estimated 287 residents, and every licensed lender here follows the same state rulebook. A 2020-to-2023 comparison shows Atalissa down by about 3.4%.
Roughly 287 residents live in Atalissa, the 571st-largest community in Iowa. Decide the purpose of the loan and your repayment plan before sharing any details with a Atalissa lender. Rate ceilings, licensing requirements and product limits for Atalissa are all set at the Iowa level. The closest larger city is West Liberty, IA about 5 miles away.
Atalissa: the sourced local profile
Set out below is Atalissa's local context next to the state-level rules that reach every lender here.
- Population: 287 residents; Atalissa is the 571st-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
- Population trend: About 3.4% below the 2020 Census base.
- Net change: roughly 10 fewer people than the 2020 Census counted.
- Size percentile: about 39% of Iowa's Census places are smaller than Atalissa.
- Population density: about 2,065 people per square mile (Census land area 0.1 sq mi).
- Land area rank: Atalissa's 0.1 square miles rank 899th of 940 places in Iowa.
- Share of Iowa: Atalissa holds about 0.0% of the state's population, some 287 people.
- National rank: Atalissa sits 15,254th by population among the 19,457 places in this dataset.
- Growth in Iowa: Atalissa stands 867th by percentage change from 2020 to 2023, among 940 places.
- Versus Iowa: the state average change is -0.7%, while Atalissa moved 3.4%.
- Density rank: Atalissa places 21st among Iowa's places by people per square mile.
- Density in context: Atalissa's 2,065 people per square mile sit against a Iowa median of 672.
- Location: the Census Gazetteer records it at 41.5717, -91.1665.
- Nearest larger cities: West Liberty (5 mi); Wilton (7 mi); Nichols (10 mi); West Branch (11 mi); Muscatine (12 mi). Larger metros often have more branches, but online lenders reach Atalissa on the same terms.
- Smaller towns nearby: Stockton (16 mi); New Liberty (18 mi); Fredonia (22 mi).
- Within a 50-mile radius: 34 smaller Census places.
- Within 100 miles: 381 places are larger than Atalissa.
Borrowing reach in Atalissa
At roughly 2,065 people per square mile, Atalissa is fairly dense; 117 larger places lie within 50 miles. Lenders licensed in Iowa reach Atalissa's 287 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is West Liberty, IA about 5 miles away.
How Atalissa compares across Iowa
Among Iowa's 940 places, Atalissa sits at 571st for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Atalissa stands 867th among Iowa's 940 places — roughly the 8th percentile. Its roughly 2,065 residents per square mile place it 21st among Iowa's places. In land area, Atalissa ranks 899th among Iowa's 940 places.
The state rulebook for Atalissa
This table holds the Iowa rate and licensing rules for consumer loans made to Atalissa's 287 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Where Atalissa sits
Inside Atalissa's boundaries lie about 0.1 square miles of land, with no significant water area recorded. That land carries about 2,065 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 126 miles. Atalissa has 117 larger places within a 50-mile radius. The 100-mile radius contains 381 larger places.
Inside a Atalissa personal loan
A Atalissa personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 287 residents. A lender serving Atalissa's 287 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Atalissa loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Atalissa if my credit is poor?
What loan size can I expect in Atalissa?
Do I have to pledge anything to borrow in Atalissa?
Does comparing loans in Atalissa cost me credit score points?
Nearby places
- West Liberty, IA — population 3,728
- Wilton, IA — population 2,930
- Nichols, IA — population 328
- Muscatine, IA — population 23,341
- West Branch, IA — population 2,754
- Tipton, IA — population 3,054
- Fruitland, IA — population 930
- Letts, IA — population 354