Personal loans in Bennett, IA
Bennett counts about 335 people, and what is genuinely local about borrowing here is limited — Iowa law does the governing. Rate-shopping from Bennett costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
Bennett is home to roughly 335 people and stands 540th by size out of 940 Census places in Iowa. Every figure below is Iowa's own, applied to Bennett's 335 residents, with the publisher and retrieval date attached. From the 2020 Census base to the 2023 estimate, the population declined by about 3.7%. Borrowers who want a bigger city can look to Tipton, IA about 8 miles away.
Local context for Bennett
Most of what governs a Bennett loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.
- Population: 335 — Bennett ranks 540th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 3.7%.
- Change in people: the 2020-to-2023 comparison is a loss of about 13 residents.
- Size percentile: roughly 43% of Iowa places rank below Bennett.
- Land and density: 0.2 square miles of land carry roughly 1,618 residents per square mile.
- By land area: Bennett ranks 864th among Iowa's 940 places, at 0.2 sq mi.
- Share of Iowa: Bennett holds about 0.0% of the state's population, some 335 people.
- National rank: Bennett sits 14,741st by population among the 19,457 places in this dataset.
- Growth rank: Bennett ranks 894th among Iowa's 940 places for the 2020-to-2023 change.
- State comparison: Iowa's places average -0.7% for 2020-to-2023, against Bennett's 3.7%.
- Density in Iowa: Bennett ranks 52nd by people per square mile.
- Density in context: Bennett's 1,618 people per square mile sit against a Iowa median of 672.
- Location: 41.7398 / -90.9736, per the US Census Bureau Gazetteer.
- Nearest larger cities: Tipton (8 mi); Lowden (9 mi); Wheatland (10 mi); Durant (10 mi); Wilton (11 mi). Larger metros often have more branches, but online lenders reach Bennett on the same terms.
- Smaller places close by: New Liberty (5 mi); Dixon (10 mi); Stockton (12 mi).
- Smaller places within 50 miles: 32 of them.
- Larger places within 100 miles: 392.
Land, water and location for Bennett
The Census Gazetteer records about 0.2 square miles of land within Bennett, with no significant water area listed. With 335 residents, the land area yields roughly 1,618 people per square mile. The state's population centre of gravity, Des Moines, is roughly 137 miles away. Bennett has 121 larger places within a 50-mile radius. Within the same 50 miles lie 32 smaller Census places.
How Iowa law applies in Bennett
Read the table as a lender's compliance picture for Bennett: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Inside a Bennett personal loan
In Bennett, a small community of about 335, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bennett. Shortening the term on a Bennett loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What is available to Bennett borrowers
Bennett is a moderately settled community of about 335 people, with 121 larger places inside a 50-mile radius. Whether Bennett has a local branch or not, a Iowa-licensed lender can serve its 335 people online on the same terms. The nearest larger city, Tipton, IA about 8 miles away.
What to do before borrowing in Bennett
Before you hand your details to a lender in Bennett, where the population is near 335:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Iowa licence by checking the regulator named above.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
What differs between Bennett and the rest of Iowa is not the process but the borrower's own file, among the 335 people here.
Common questions
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Nearby places
- New Liberty, IA — population 133
- Lowden, IA — population 778
- Durant, IA — population 1,815
- Tipton, IA — population 3,054
- Wilton, IA — population 2,930
- Wheatland, IA — population 763
- Clarence, IA — population 1,004
- Stockton, IA — population 172