Personal loans in Lowden, IA

Lowden ranks 334th of 940 places in Iowa, with a population near 778. To lend to Lowden's 778 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it. Population in Lowden dropped about 2.9% over the three years from 2020 to 2023. The next larger city is Clarence, IA about 7 miles away.

Where Lowden stands

Set out below is Lowden's local context next to the state-level rules that reach every lender here.

• Population: 778 people, a figure that places Lowden 334th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Down about 2.9% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 23 fewer people than the 2020 Census counted.
• Size percentile: Lowden's 778 people outrank roughly 64% of the places in Iowa.
• Density: roughly 725 residents per square mile, spread over 1.1 sq mi of land.
• Land area: Lowden covers 1.1 square miles, the 357th-largest area among Iowa's 940 places.
• State share: roughly 0.0% of Iowa's residents live in Lowden (778 people).
• National rank: Lowden sits 11,315th by population among the 19,457 places in this dataset.
• Growth in Iowa: Lowden stands 798th by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Lowden moved 2.9%.
• Density rank: Lowden is the 435th most densely settled place in Iowa.
• Density in context: Lowden's 725 people per square mile sit against a Iowa median of 672.
• Location: coordinates 41.8589, -90.9229 (US Census Bureau Gazetteer).
• Nearest larger cities: Clarence (7 mi); Tipton (12 mi); Mechanicsville (17 mi); Durant (18 mi); Maquoketa (19 mi). Online lenders reach Lowden no matter how far the nearest branch is.
• Smaller communities within reach: Toronto (4 mi); Wheatland (5 mi); Bennett (9 mi).
• Within a 50-mile radius: 76 smaller Census places.
• At 100 miles: 249 larger Census places fall inside that radius.

A practical checklist for Lowden borrowers

Before you apply in Lowden, a community of about 778, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Iowa; what changes is your credit file, not the fact that Lowden holds 778 people.

Getting a loan in Lowden

Lowden is moderately settled, with about 725 people per square mile and 85 larger places within 50 miles. Lenders licensed in Iowa reach Lowden's 778 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Clarence, IA about 7 miles away.

How personal loans work in Lowden

With roughly 778 residents, Lowden is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Lowden lender to disclose the APR and finance charge before you sign. The term you choose in Lowden decides the split between a comfortable payment and the total interest you pay.

The state rulebook for Lowden

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Lowden lender must follow.

Where Lowden sits in Iowa

Among Iowa's 940 places, Lowden sits at 334th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Lowden stands 798th among Iowa's 940 places — roughly the 15th percentile. Its roughly 725 residents per square mile place it 435th among Iowa's places. The population moved by about 23 people between 2020 and 2023, a 2.9% shift.