Personal loans in Wilson, TX

A 2020-to-2023 comparison shows Wilson up by about 2.1%. For a community of about 446, the practical step is to compare APR across at least three lenders before committing. The nearest larger city is Slaton, TX about 10 miles away. For the 446 people in Wilson, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

What the Census records for Wilson

Set out below is Wilson's local context next to the state-level rules that reach every lender here.

• Population: 446 people, a figure that places Wilson 1,008th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Up about 2.1% from the 2020 Census base to the 2023 estimate.
• Absolute change: 9 residents added between 2020 and 2023.
• Size percentile: about 18% of Texas communities are smaller than Wilson (446 residents).
• Population density: 690 people per square mile on 0.6 square miles of land.
• Land area: Wilson covers 0.6 square miles, the 1,108th-largest area among Texas's 1,224 places.
• Share of state population: Wilson's 446 residents are about 0.0% of Texas.
• National standing: Wilson ranks 13,648th of 19,457 US places.
• Growth rank: Wilson ranks 636th among Texas's 1,224 places for the 2020-to-2023 change.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Wilson's 2.1%.
• Density in Texas: Wilson ranks 733rd by people per square mile.
• Density in context: Wilson's 690 people per square mile sit against a Texas median of 840.
• Location: 33.3193, -101.7275 (Census Gazetteer coordinates).
• Nearest larger cities: Slaton (10 mi); Tahoka (11 mi); Ransom Canyon (15 mi); Buffalo Springs Lake (15 mi); Lubbock (19 mi). Larger metros often have more branches, but online lenders reach Wilson on the same terms.
• Smaller communities within reach: New Home (11 mi); Smyer (31 mi); Opdyke West (38 mi).
• Smaller places within 50 miles: 5 of them.
• At 100 miles: 65 larger Census places fall inside that radius.

Inside a Wilson personal loan

Most loans made to Wilson's 446 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Wilson loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Wilson loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Wilson against the rest of Texas

Among Texas's 1,224 places, Wilson sits at 1,008th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Wilson stands 636th among Texas's 1,224 places — roughly the 48th percentile. Its roughly 690 residents per square mile place it 733rd among Texas's places. Between 2020 and 2023 the count changed by roughly 9 residents.

Which Texas laws govern a loan in Wilson

Below are the Texas rules that apply to a loan made in Wilson, each with the regulator that issued it.

A pre-application checklist for Wilson

Before you apply in Wilson, a community of about 446, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Texas regulator's licence records before you sign.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

The process is identical across Texas; what changes is your credit file, not the fact that Wilson holds 446 people.

Where Wilson sits

Inside Wilson's boundaries lie about 0.6 square miles of land, with no significant water area recorded. Spread across it are roughly 690 residents per square mile. The largest place in Texas, Houston, lies about 446 miles away. Within 50 miles of Wilson there are 23 larger Census places. The 100-mile radius contains 65 larger places.