Personal loans in Wolfforth, TX
Wolfforth is one of 1,224 Census places in Texas; its 7,258 residents put it at 301st. The trend for Wolfforth between 2020 and 2023 is upward by roughly 30.6%.
Wolfforth, Texas — home to about 7,258 people — is a small town, so the terms you are offered follow Texas law rather than any local rule. A lender that serves Wolfforth operates under Texas lending statutes and a Texas supervisor. Use the calculator on this page to price an amount and term before you commit in Wolfforth. The next larger city is Lubbock, TX about 8 miles away.
What the Census records for Wolfforth
Here is the sourced Census picture for Wolfforth, plus the Texas lending rules that apply to a loan taken out here.
- Population: the Census counts 7,258 residents in Wolfforth (Vintage 2023 subcounty estimate), the 301st-largest figure among Texas's 1,224 places.
- Population trend: A rise of about 30.6% from 2020 to 2023.
- People gained or lost: about 1,699 more since the 2020 base.
- Size percentile: with 7,258 residents, Wolfforth is larger than about 75% of Texas's Census places.
- Population density: about 1,493 people per square mile (Census land area 4.9 sq mi).
- Land area: Wolfforth covers 4.9 square miles, the 375th-largest area among Texas's 1,224 places.
- Water area rank: Wolfforth ranks 521st among Texas's 1,224 places, with 0.01 sq mi.
- State population share: Wolfforth accounts for about 0.0% of everyone in Texas.
- Nationally: Wolfforth is the 3,909th-largest of 19,457 Census places in the dataset.
- Growth in Texas: Wolfforth stands 46th by percentage change from 2020 to 2023, among 1,224 places.
- Against the state trend: Wolfforth's 30.6% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Wolfforth places 282nd among Texas's places by people per square mile.
- Density in context: Wolfforth's 1,493 people per square mile sit against a Texas median of 840.
- Location: coordinates 33.5090, -102.0051 (US Census Bureau Gazetteer).
- Nearest larger cities: Lubbock (8 mi); Levelland (21 mi); Brownfield (28 mi); Plainview (50 mi); Lamesa (54 mi). A branch is convenient; it is not what sets your APR.
- Smaller towns nearby: Smyer (11 mi); Ropesville (11 mi); Shallowater (13 mi).
- Smaller neighbours: 30 places smaller than Wolfforth sit within 50 miles.
- At 100 miles: 13 larger Census places fall inside that radius.
Wolfforth against the rest of Texas
Wolfforth is the 301st-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Wolfforth ranks 46th of 1,224 in Texas (about the 96th percentile). By density, at about 1,493 people per square mile, it ranks 282nd in Texas. Within 50 miles sit 30 smaller Census places, alongside the 4 that are larger.
Texas consumer-lending rules applied in Wolfforth
The rows below set out what a licensed lender must follow in Texas, and so for Wolfforth's roughly 7,258 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
How lenders reach Wolfforth
At roughly 1,493 people per square mile, Wolfforth is moderately settled; 4 larger places lie within 50 miles. Distance to a branch rarely matters for Wolfforth's 7,258 residents: the application is online and the price follows your credit file. The nearest bigger place is Lubbock, TX about 8 miles away.
Wolfforth on the map
Inside Wolfforth's boundaries lie roughly 4.9 square miles of land and 0.01 square miles of water. That land carries about 1,493 people per square mile. Houston, the largest place in Texas, is about 466 miles from Wolfforth. A 50-mile radius around Wolfforth takes in 4 places that are larger. By land area it ranks 375th of 1,224 Texas places.
How a Wolfforth personal loan is priced
With roughly 7,258 residents, Wolfforth is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Wolfforth's 7,258 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Wolfforth loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Lubbock, TX — population 266,878
- Smyer, TX — population 445
- Ropesville, TX — population 448
- Shallowater, TX — population 2,932
- New Home, TX — population 343
- Meadow, TX — population 613
- New Deal, TX — population 735
- Opdyke West, TX — population 227