Personal loans in Ropesville, TX
Ropesville is home to roughly 448 people and stands 1,006th by size out of 1,224 Census places in Texas. The roughly 448 people who live in Ropesville borrow under Texas rules; city hall sets no personal-loan rate.
Ropesville gained roughly 3.9% in population across the 2020-to-2023 comparison. Pull your credit reports and line up at least three offers before you apply from Ropesville. A single loan can carry different costs on either side of a state line, and Ropesville sits on the Texas side of that line. The next larger city is Meadow, TX about 6 miles away.
Ropesville: population, trend and location
Ropesville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 448 residents, 1,006th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 3.9% more residents than the 2020 Census counted.
- Absolute change: 17 residents added between 2020 and 2023.
- Size percentile: with 448 residents, Ropesville is larger than about 18% of Texas's Census places.
- Population density: about 1,234 people per square mile (Census land area 0.4 sq mi).
- Land area rank: Ropesville's 0.4 square miles rank 1,188th of 1,224 places in Texas.
- Within Texas: about 0.0% of the state's population lives in Ropesville.
- National rank: Ropesville is the 13,622nd most populous of the 19,457 Census places covered here.
- Growth rank: Ropesville ranks 509th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Ropesville moved 3.9%.
- Density in Texas: Ropesville ranks 384th by people per square mile.
- Against the state median: Ropesville runs about 1,234 residents per square mile, where the Texas median is 840.
- Location: 33.4133, -102.1551 (Census Gazetteer coordinates).
- Nearest larger cities: Meadow (6 mi); Wolfforth (11 mi); Levelland (17 mi); Brownfield (18 mi); Lubbock (18 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Smyer (12 mi); Opdyke West (15 mi); New Home (15 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 7 of them.
- Within 100 miles: 62 places are larger than Ropesville.
Ropesville on the map
The Census Gazetteer records about 0.4 square miles of land within Ropesville, with no significant water area listed. That land carries about 1,234 people per square mile. The largest place in Texas, Houston, lies about 470 miles away. Within 50 miles of Ropesville there are 28 larger Census places. The 100-mile radius contains 62 larger places.
What shapes a Ropesville personal loan
With roughly 448 residents, Ropesville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Ropesville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Ropesville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How Texas law applies in Ropesville
When Texas does not publish a figure, the row links to the source instead of inventing a number; Ropesville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Ropesville's place among Texas's 1,224 places
Against Texas's other places, Ropesville accounts for about 0.0% of the state's population and ranks 1,006th of 1,224 by size. On the 2020-to-2023 trend, Ropesville stands 509th among Texas's 1,224 places — roughly the 58th percentile. Its roughly 1,234 residents per square mile place it 384th among Texas's places. The population moved by about 17 people between 2020 and 2023, a 3.9% shift.
How lenders reach Ropesville
Ropesville is a moderately settled community of about 448 people, with 28 larger places inside a 50-mile radius. A Texas licence lets a lender serve Ropesville without a local office, so branch density does not change what its 448 residents are offered. The nearest bigger place is Meadow, TX about 6 miles away.
Common questions
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Nearby places
- Meadow, TX — population 613
- Smyer, TX — population 445
- Wolfforth, TX — population 7,258
- Opdyke West, TX — population 227
- New Home, TX — population 343
- Brownfield, TX — population 8,652
- Levelland, TX — population 12,530
- Lubbock, TX — population 266,878