Personal loans in Slaton, TX
A lender serving Slaton holds a Texas licence and answers to a Texas regulator; no city office is involved for its 5,684 residents. Slaton lost roughly 3.0% of its population across the 2020-to-2023 comparison.
Slaton is one of 1,224 Census places in Texas; its 5,684 residents put it at 353rd. Decide the purpose of the loan and your repayment plan before sharing any details with a Slaton lender. Every figure below is Texas's own, applied to Slaton's 5,684 residents, with the publisher and retrieval date attached. The closest larger city is Lubbock, TX about 16 miles away.
Slaton by the numbers
What follows is Slaton's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: about 5,684, ranked 353rd of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 3.0% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 173 fewer since the 2020 base.
- Size percentile: Slaton sits ahead of around 71% of Texas places, at 5,684 people.
- Population density: about 1,053 people per square mile (Census land area 5.4 sq mi).
- Land area rank: Slaton's 5.4 square miles rank 349th of 1,224 places in Texas.
- Water: Slaton holds about 0.03 square miles, the 364th-largest water area in Texas.
- Share of Texas: Slaton holds about 0.0% of the state's population, some 5,684 people.
- National rank: Slaton is 4,496th of 19,457 places nationwide.
- Growth rank: Slaton ranks 1,098th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Slaton moved 3.0%.
- Density rank: Slaton is the 481st most densely settled place in Texas.
- Density in context: Slaton's 1,053 people per square mile sit against a Texas median of 840.
- Location: 33.4455, -101.6509 (US Census Bureau Gazetteer).
- Nearest larger cities: Lubbock (16 mi); Wolfforth (21 mi); Brownfield (40 mi); Levelland (42 mi); Littlefield (51 mi). Larger metros often have more branches, but online lenders reach Slaton on the same terms.
- Smaller communities within reach: Ransom Canyon (6 mi); Buffalo Springs Lake (7 mi); Wilson (10 mi).
- Within a 50-mile radius: 26 smaller Census places.
- Larger places within 100 miles: 12.
What shapes a Slaton personal loan
A Slaton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 5,684 residents. Because pricing is borrower-level, two people in Slaton can be quoted different APRs on the same amount and term. Shortening the term on a Slaton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Land, water and location for Slaton
Slaton covers about 5.4 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 1,053 people per square mile. For the state's biggest city, Houston, the distance is roughly 447 miles. Within 50 miles of Slaton there are 4 larger Census places. The 100-mile radius contains 12 larger places.
Before you apply in Slaton
For Slaton's roughly 5,684 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Texas regulator's licence list.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
In Slaton as elsewhere in Texas, the written terms — not the advertisement — are what count for its 5,684 residents.
Where Slaton sits in Texas
Set beside Texas's 1,224 places, Slaton ranks 353rd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Slaton stands 1,098th among Texas's 1,224 places — roughly the 10th percentile. By density, at about 1,053 people per square mile, it ranks 481st in Texas. In land area, Slaton ranks 349th among Texas's 1,224 places.
The state rulebook for Slaton
Texas has no separate rate rule for Slaton; the sourced rows below are what reach every lender that serves its 5,684 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
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Nearby places
- Ransom Canyon, TX — population 1,159
- Buffalo Springs Lake, TX — population 448
- Wilson, TX — population 446
- Idalou, TX — population 2,106
- Lorenzo, TX — population 924
- Lubbock, TX — population 266,878
- New Home, TX — population 343
- Tahoka, TX — population 2,427