Personal loans in Webster, TX
About 12,182 people live in Webster, placing it 216th of 1,224 Census places in Texas. A lender serving Webster holds a Texas licence and answers to a Texas regulator; no city office is involved for its 12,182 residents.
Webster lost roughly 2.5% of its population across the 2020-to-2023 comparison. If debt is already a strain, a nonprofit credit counsellor can help Webster residents before they take on more. Consumer lending that reaches Webster's 12,182 residents is governed by Texas statute; no city ordinance changes it. The closest larger place is League City, TX about 3 miles away.
The Webster data picture
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: the Census counts 12,182 residents in Webster (Vintage 2023 subcounty estimate), the 216th-largest figure among Texas's 1,224 places.
- Population trend: Lower by roughly 2.5% since the 2020 count.
- Net change: roughly 308 fewer people than the 2020 Census counted.
- Size percentile: Webster sits ahead of around 82% of Texas places, at 12,182 people.
- Land and density: 6.3 square miles of land carry roughly 1,919 residents per square mile.
- Land area: Webster covers 6.3 square miles, the 315th-largest area among Texas's 1,224 places.
- Water: Webster holds about 0.22 square miles, the 149th-largest water area in Texas.
- State population share: Webster accounts for about 0.1% of everyone in Texas.
- Nationally: Webster is the 2,748th-largest of 19,457 Census places in the dataset.
- Growth rank: Webster's 2020-to-2023 change ranks 1,072nd of 1,224 places in Texas.
- Versus Texas: the state average change is +6.5%, while Webster moved 2.5%.
- Density rank: Webster places 188th among Texas's places by people per square mile.
- Against the state median: Webster runs about 1,919 residents per square mile, where the Texas median is 840.
- Location: mapped by the US Census Bureau at 29.5321, -95.1165.
- Nearest larger cities: League City (3 mi); Friendswood (5 mi); Dickinson (7 mi); Seabrook (9 mi); Pasadena (9 mi). Lenders licensed in the state serve Webster whether or not they keep a local branch.
- Smaller communities close by: Nassau Bay (2 mi); Taylor Lake Village (5 mi); El Lago (5 mi), each with its own Census population profile.
- Within a 50-mile radius: 67 smaller Census places.
- Within 100 miles: 42 places are larger than Webster.
Webster in state context
Among Texas's 1,224 places, Webster sits at 216th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 1,072nd of 1,224 Texas places, putting it near the 12th percentile for growth. Its roughly 1,919 residents per square mile place it 188th among Texas's places. By land area, its 6.3 square miles rank 315th of 1,224 places in Texas.
What a Webster borrower is actually offered
With roughly 12,182 residents, Webster is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Webster. Shortening the term on a Webster loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The state rulebook for Webster
Read the table as a lender's compliance picture for Webster: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Borrowing reach in Webster
Webster is a moderately settled community of about 12,182 people, with 31 larger places inside a 50-mile radius. Lenders licensed in Texas reach Webster's 12,182 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is League City, TX about 3 miles away.
The geography behind Webster
Webster covers about 6.3 square miles of land, with 0.22 square miles of water inside its boundaries (Census Gazetteer). That land carries about 1,919 people per square mile. The largest place in Texas, Houston, lies about 24 miles away. Within 50 miles of Webster there are 31 larger Census places. Within the same 50 miles lie 67 smaller Census places.
Common questions
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Nearby places
- Nassau Bay, TX — population 5,113
- League City, TX — population 116,320
- Taylor Lake Village, TX — population 3,713
- El Lago, TX — population 2,945
- Clear Lake Shores, TX — population 1,296
- Friendswood, TX — population 40,826
- Kemah, TX — population 2,562
- Dickinson, TX — population 21,834