Personal loans in Kemah, TX

By population, Kemah sits at 530th in Texas, with an estimated 2,562 residents. Census figures put the 2020-to-2023 increase in Kemah at about 41.9%. Use the calculator on this page to price an amount and term before you commit in Kemah. The next larger city is El Lago, TX about 3 miles away.

What the Census records for Kemah

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: a Census-estimated 2,562, 530th among Texas's 1,224 places (Vintage 2023).
• Population trend: A rise of about 41.9% from 2020 to 2023.
• People gained or lost: about 757 more since the 2020 base.
• Size percentile: bigger than about 57% of the places in Texas, with 2,562 residents in Kemah.
• Land and density: 1.8 square miles of land carry roughly 1,397 residents per square mile.
• By land area: Kemah ranks 765th among Texas's 1,224 places, at 1.8 sq mi.
• Water area: Kemah has 0.07 square miles of water, ranking 259th of 1,224 places in Texas.
• Within Texas: about 0.0% of the state's population lives in Kemah.
• National rank: Kemah is 6,770th of 19,457 places nationwide.
• Growth rank: Kemah's 2020-to-2023 change ranks 32nd of 1,224 places in Texas.
• Versus Texas: the state average change is +6.5%, while Kemah moved 41.9%.
• Density rank: Kemah places 318th among Texas's places by people per square mile.
• Density vs Texas: Kemah's 1,397 people per square mile compare with a state median of 840.
• Location: coordinates 29.5286, -95.0200 (US Census Bureau Gazetteer).
• Nearest larger cities: El Lago (3 mi); Taylor Lake Village (4 mi); Nassau Bay (4 mi); Seabrook (5 mi); Dickinson (6 mi). Larger metros often have more branches, but online lenders reach Kemah on the same terms.
• Smaller communities close by: Clear Lake Shores (1 mi); Shoreacres (6 mi); Morgan's Point (10 mi), each with its own Census population profile.
• Within a 50-mile radius: 39 smaller Census places.
• At 100 miles: 92 larger Census places fall inside that radius.

The Texas lending rules that reach Kemah

The rows below set out what a licensed lender must follow in Texas, and so for Kemah's roughly 2,562 residents.

Before you apply in Kemah

Before you apply in Kemah, a community of about 2,562, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Texas regulator's licence records before you sign.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

The process is identical across Texas; what changes is your credit file, not the fact that Kemah holds 2,562 people.

Kemah on the map

Kemah covers about 1.8 square miles of land, with 0.07 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 1,397 people per square mile. Houston, the largest place in Texas, is about 28 miles from Kemah. Counting outward 50 miles, 50 larger communities surround Kemah. The 100-mile radius contains 92 larger places.

How personal loans work in Kemah

With roughly 2,562 residents, Kemah is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Kemah loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Kemah loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Getting a loan in Kemah

Kemah is a moderately settled community of about 2,562 people, with 50 larger places inside a 50-mile radius. Lenders licensed in Texas reach Kemah's 2,562 residents online, so the nearest branch is not what sets your APR. The nearest larger city, El Lago, TX about 3 miles away.