Personal loans in Dickinson, TX
A lender serving Dickinson holds a Texas licence and answers to a Texas regulator; no city office is involved for its 21,834 residents. Verify the lender's Texas licence against the regulator named below before borrowing in Dickinson.
By population, Dickinson sits at 142nd in Texas, with an estimated 21,834 residents. For the 21,834 people in Dickinson, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Population in Dickinson climbed about 1.9% over the three years from 2020 to 2023. The nearest larger city is League City, TX about 4 miles away.
What the Census records for Dickinson
What follows is Dickinson's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: 21,834 people, a figure that places Dickinson 142nd among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: Up about 1.9% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 413 residents.
- Size percentile: bigger than about 88% of the places in Texas, with 21,834 residents in Dickinson.
- Population density: about 2,191 people per square mile (Census land area 10.0 sq mi).
- Land area rank: Dickinson's 10.0 square miles rank 212th of 1,224 places in Texas.
- Water: Dickinson holds about 0.43 square miles, the 111th-largest water area in Texas.
- State population share: Dickinson accounts for about 0.1% of everyone in Texas.
- Nationally: Dickinson is the 1,757th-largest of 19,457 Census places in the dataset.
- Growth rank: Dickinson ranks 650th among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Dickinson's 1.9% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Dickinson ranks 150th by people per square mile.
- Density in context: Dickinson's 2,191 people per square mile sit against a Texas median of 840.
- Location: 29.4517 / -95.0562, per the US Census Bureau Gazetteer.
- Nearest larger cities: League City (4 mi); Friendswood (10 mi); Texas City (10 mi); Alvin (10 mi); La Porte (15 mi). Lenders licensed in the state serve Dickinson whether or not they keep a local branch.
- Nearest smaller towns: Santa Fe (5 mi); Kemah (6 mi); Clear Lake Shores (7 mi).
- Smaller places within 50 miles: 69 of them.
- Larger places within 100 miles: 21.
How lenders reach Dickinson
Dickinson is a fairly dense community of about 21,834 people, with 15 larger places inside a 50-mile radius. Distance to a branch rarely matters for Dickinson's 21,834 residents: the application is online and the price follows your credit file. For a larger market, the closest option is League City, TX about 4 miles away.
Dickinson: area, density and distance
Inside Dickinson's boundaries lie roughly 10.0 square miles of land and 0.43 square miles of water. With 21,834 residents, the land area yields roughly 2,191 people per square mile. Houston, the largest place in Texas, is about 31 miles from Dickinson. Within 50 miles of Dickinson there are 15 larger Census places. Within the same 50 miles lie 69 smaller Census places.
Texas rules behind a Dickinson personal loan
When Texas does not publish a figure, the row links to the source instead of inventing a number; Dickinson is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Steps to take before a Dickinson loan
These steps shape the offer you get in Dickinson, a place of about 21,834 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Texas regulator's licence list.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
What differs between Dickinson and the rest of Texas is not the process but the borrower's own file, among the 21,834 people here.
Dickinson's place among Texas's 1,224 places
Within Texas, Dickinson holds roughly 0.1% of all residents, the 142nd-largest share among 1,224 places. For population change between 2020 and 2023, Dickinson ranks 650th of 1,224 in Texas (about the 47th percentile). By density, at about 2,191 people per square mile, it ranks 150th in Texas. By land area, its 10.0 square miles rank 212th of 1,224 places in Texas.
Common questions
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Nearby places
- League City, TX — population 116,320
- Santa Fe, TX — population 12,980
- Kemah, TX — population 2,562
- Clear Lake Shores, TX — population 1,296
- Nassau Bay, TX — population 5,113
- Webster, TX — population 12,182
- La Marque, TX — population 19,605
- El Lago, TX — population 2,945